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		<lastmod>2020-08-26T13:35:36+00:00</lastmod>
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		<loc>https://aso.mk/sq/njoftim-i-agjencise-se-mbikeqyrjes-se-sigurimeve-heqja-e-licences-se-bankes-eurostandard-nuk-do-te-ndikoje-ne-stabilitetin-e-tregut-te-sigurimeve/</loc>
		<lastmod>2020-08-27T06:59:23+00:00</lastmod>
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		<lastmod>2020-08-27T08:02:02+00:00</lastmod>
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		<lastmod>2020-08-28T10:34:48+00:00</lastmod>
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		<lastmod>2020-08-28T10:37:23+00:00</lastmod>
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		<lastmod>2020-09-02T09:52:27+00:00</lastmod>
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		<lastmod>2020-09-02T10:14:58+00:00</lastmod>
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		<loc>https://aso.mk/sq/nj-o-f-t-i-m-lidhur-me-organizimin-e-trajnimit-dhe-dhenien-e-provimi-profesional-per-broker/</loc>
		<lastmod>2020-09-02T10:15:30+00:00</lastmod>
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		<lastmod>2020-09-18T06:36:09+00:00</lastmod>
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		<lastmod>2020-09-29T10:56:19+00:00</lastmod>
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		<lastmod>2020-09-29T11:29:57+00:00</lastmod>
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		<lastmod>2020-10-13T08:33:04+00:00</lastmod>
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		<lastmod>2020-10-13T08:38:38+00:00</lastmod>
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		<lastmod>2020-10-13T08:38:59+00:00</lastmod>
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		<lastmod>2020-10-13T14:11:43+00:00</lastmod>
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		<lastmod>2020-10-22T08:01:31+00:00</lastmod>
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		<lastmod>2020-10-28T06:13:50+00:00</lastmod>
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		<lastmod>2020-10-28T06:14:55+00:00</lastmod>
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		<loc>https://aso.mk/czirkularen-dopis-vinkuliranje-na-pravata-kaj-dogovori-za-osiguruvanje-na-odgovornost-od-klasata-13/</loc>
		<lastmod>2020-10-28T13:17:01+00:00</lastmod>
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		<lastmod>2020-10-28T14:09:29+00:00</lastmod>
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		<loc>https://aso.mk/sednicza-odrzhana-na-14-10-2020/</loc>
		<lastmod>2020-10-28T14:09:55+00:00</lastmod>
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		<loc>https://aso.mk/sednicza-odrzhana-na-22-10-2020/</loc>
		<lastmod>2020-10-28T14:10:30+00:00</lastmod>
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		<loc>https://aso.mk/sednicza-5-septemvri/</loc>
		<lastmod>2020-10-28T14:12:08+00:00</lastmod>
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		<lastmod>2020-10-29T10:28:22+00:00</lastmod>
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		<loc>https://aso.mk/sq/1-nentori-dita-e-sigurimeve/</loc>
		<lastmod>2020-11-01T06:59:10+00:00</lastmod>
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			<image:loc>https://aso.mk/wp-content/uploads/2020/10/d-1.png</image:loc>
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		<lastmod>2020-11-01T07:02:08+00:00</lastmod>
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		<loc>https://aso.mk/11-godisnina-aso/</loc>
		<lastmod>2020-11-01T07:03:27+00:00</lastmod>
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		<loc>https://aso.mk/01-noemvri-den-na-osiguruvanjeto/</loc>
		<lastmod>2020-11-01T11:13:52+00:00</lastmod>
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			<image:loc>https://aso.mk/wp-content/uploads/2020/10/d-1.png</image:loc>
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			<image:loc>https://aso.mk/wp-content/uploads/2020/10/den-na-osiguruvanjeto-mk.png</image:loc>
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		<loc>https://aso.mk/finansiskiot-sistem-uspeshno-odgovori-na-prvichniot-udar-od-kovid-krizata-i-e-podgotven-da-se-spravi-so-natamoshni-predizviczi/</loc>
		<lastmod>2020-11-04T06:19:49+00:00</lastmod>
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			<image:loc>https://aso.mk/wp-content/uploads/2020/11/kfs-slika.jpg</image:loc>
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		<loc>https://aso.mk/sq/sistemi-financiar-iu-pergjigj-me-sukses-goditjes-fillestare-te-kovid-krizes-dhe-eshte-i-gatshem-te-trajtoje-sfidat-e-metejshme/</loc>
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			<image:loc>https://aso.mk/wp-content/uploads/2020/11/kfs-slika.jpg</image:loc>
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		<loc>https://aso.mk/sq/lidhur-me-konkursin-per-nxenes-te-arsimit-fillor-dhe-te-mesem-me-rastin-e-dites-se-sigurimit-1-nentorit-me-poshte-publikojme-emrat-e-nxenesve-qe-kane-marre-cmim-sipas-kategorive-te-vecanta/</loc>
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			<image:loc>https://aso.mk/wp-content/uploads/2020/10/cover_web24.png</image:loc>
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		<loc>https://aso.mk/nagradeni-ucheniczi-na-konkursot-za-ucheniczi-od-osnovnoto-i-srednoto-obrazovanie-po-povod-denot-na-osiguruvanje-%e2%80%92-1-noemvri/</loc>
		<lastmod>2020-11-05T03:23:35+00:00</lastmod>
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			<image:loc>https://aso.mk/wp-content/uploads/2020/10/cover_web24.png</image:loc>
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		<loc>https://aso.mk/intervju-krste-shajnoski-pretsedatel-na-sovetot-na-eksperti-na-agenczijata-za-supervizija-na-osiguruvanje/</loc>
		<lastmod>2020-11-05T03:48:48+00:00</lastmod>
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			<image:loc>https://aso.mk/wp-content/uploads/2020/10/bpp_podatoci.jpg</image:loc>
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	<url>
		<loc>https://aso.mk/renata-lazarov/</loc>
		<lastmod>2020-11-05T17:17:17+00:00</lastmod>
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		<loc>https://aso.mk/sednicza-odrzhana-na-02-11-2020/</loc>
		<lastmod>2020-11-09T18:10:04+00:00</lastmod>
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	<url>
		<loc>https://aso.mk/povik-za-prijava-na-interes-za-uchestvo-na-aktuarska-obuka/</loc>
		<lastmod>2020-11-10T16:27:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/17885-2/</loc>
		<lastmod>2020-11-10T16:27:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/sq/sfidat-e-ams-se-dhe-situata-ne-tregun-e-sigurimeve/</loc>
		<lastmod>2020-11-10T16:28:30+00:00</lastmod>
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		<loc>https://aso.mk/slednata-nedela-ke-se-odrzhi-chetvrtoto-izdanie-na-denovite-na-finansiskata-pismenost/</loc>
		<lastmod>2020-11-16T16:54:25+00:00</lastmod>
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			<image:loc>https://aso.mk/wp-content/uploads/2020/11/denovi_mk-scaled.jpg</image:loc>
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	<url>
		<loc>https://aso.mk/sq/javen-e-ardhshme-mbahet-edicioni-i-katert-i-diteve-te-edukimit-financiar/</loc>
		<lastmod>2020-11-16T16:57:09+00:00</lastmod>
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		<loc>https://aso.mk/denovi-na-finansiskata-pismenost-javen-povik-do-site-zainteresirani-gragani/</loc>
		<lastmod>2020-11-24T15:16:33+00:00</lastmod>
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		<lastmod>2020-11-24T15:17:33+00:00</lastmod>
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		<loc>https://aso.mk/odrzhan-nastan-za-najava-na-denovite-na-finansiska-pismenost/</loc>
		<lastmod>2020-11-25T04:55:22+00:00</lastmod>
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		<lastmod>2020-11-25T10:35:30+00:00</lastmod>
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		<lastmod>2020-12-01T13:46:35+00:00</lastmod>
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		<lastmod>2020-12-01T13:56:24+00:00</lastmod>
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	<url>
		<loc>https://aso.mk/en/report-on-the-scope-and-content-of-the-work-of-insurance-agencies-for-the-period-1-1-30-9-2020/</loc>
		<lastmod>2020-12-01T13:57:31+00:00</lastmod>
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	<url>
		<loc>https://aso.mk/izveshtaj-za-rabotenjeto-na-drushtvata-za-osiguruvanje-za-periodot-1-1-30-9-2020/</loc>
		<lastmod>2020-12-01T13:59:10+00:00</lastmod>
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	<url>
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		<lastmod>2020-12-01T14:00:18+00:00</lastmod>
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	<url>
		<loc>https://aso.mk/odrzhana-virtuelna-rabotilnicza-na-1-vi-dekemvri/</loc>
		<lastmod>2020-12-01T18:34:29+00:00</lastmod>
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	<url>
		<loc>https://aso.mk/sq/u-mbajt-seminari-virtual/</loc>
		<lastmod>2020-12-01T18:37:42+00:00</lastmod>
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	<url>
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		<lastmod>2020-12-02T08:25:58+00:00</lastmod>
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	<url>
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		<loc>https://aso.mk/en/report-on-the-scope-and-content-of-the-work-of-insurance-agencies-for-the-period-1-1-30-9-2020-2/</loc>
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		<lastmod>2020-12-02T08:45:19+00:00</lastmod>
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	<url>
		<loc>https://aso.mk/sq/raporti-per-volumin-dhe-permbajtjen-e-veprimtarise-te-shoqerive-per-brokerim-ne-sigurime-per-periudhen-1-1-30-9-2020-2/</loc>
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	<url>
		<loc>https://aso.mk/en/report-on-the-scope-and-content-of-the-work-of-insurance-brokerage-companies-for-the-period-1-1-30-9-2020-2/</loc>
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		<loc>https://aso.mk/anketa-za-korisnichko-zadovolstvo-na-veb-stranata-na-aso/</loc>
		<lastmod>2020-12-02T10:08:43+00:00</lastmod>
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	<url>
		<loc>https://aso.mk/oglasite-za-nabavka-na-obrazovni-uslugi-za-obuka-na-aktuari-2021-2023/</loc>
		<lastmod>2020-12-29T10:31:37+00:00</lastmod>
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		<loc>https://aso.mk/evidenczija-na-dogovori-za-asistenczija-i-obvrski-na-drushtvata-za-osiguruvanje-po-dogovorite-za-asistenczija/</loc>
		<lastmod>2020-12-29T13:35:36+00:00</lastmod>
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		<loc>https://aso.mk/pojasnuvanje-na-odredbi-vo-delot-na-osiguruvanje-od-obvrski-kon-sopstveniczite-na-polisi-kaj-zastapuvanjeto-i-posreduvanjeto-vo-osiguruvanje/</loc>
		<lastmod>2020-12-31T08:16:13+00:00</lastmod>
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		<loc>https://aso.mk/sednicza-odrzhana-na-28-12-2020/</loc>
		<lastmod>2021-01-05T05:08:21+00:00</lastmod>
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		<loc>https://aso.mk/povik-za-prijavuvanje-na-interes-za-uchestvo-na-obuka-i-polaganje-na-struchen-ispit-za-broker/</loc>
		<lastmod>2021-01-05T06:38:44+00:00</lastmod>
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	<url>
		<loc>https://aso.mk/povik-za-prijavuvanje-na-interes-za-uchestvo-na-obuka-i-polaganje-na-struchen-ispit-za-zastapnik-vo-osiguruvanje/</loc>
		<lastmod>2021-01-05T06:40:50+00:00</lastmod>
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	<url>
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		<lastmod>2021-01-12T05:38:19+00:00</lastmod>
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		<lastmod>2021-01-26T07:31:00+00:00</lastmod>
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		<loc>https://aso.mk/sq/seanca-e-mbajtur-me-17-11-2020/</loc>
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		<loc>https://aso.mk/sq/seance-e-mbajtur-me-02-11-2020/</loc>
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		<lastmod>2021-01-31T17:35:05+00:00</lastmod>
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		<lastmod>2021-02-24T13:41:15+00:00</lastmod>
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		<loc>https://aso.mk/aso-im-preporacha-na-osiguritelnite-kompanii-da-ne-delat-dividenda/</loc>
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		<loc>https://aso.mk/sq/ams-i-rekomandon-shoqerive-te-sigurimeve-qe-te-mos-shperndajne-dividente/</loc>
		<lastmod>2021-02-27T07:58:31+00:00</lastmod>
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		<loc>https://aso.mk/sq/20717-2/</loc>
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		<loc>https://aso.mk/en/preliminary-data-for-the-last-quarter-of-2020/</loc>
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		<loc>https://aso.mk/preliminarni-podatoczi-za-prvata-polovina-na-2020-godina-agenczijata-za-supervizija-na-osiguruvanje-so-czel-pointenzivno-sledenje-na-sostojbite-vo-osiguritelniot-sektor-pokraj-redovnoto-izvestuvanje/</loc>
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		<loc>https://aso.mk/sq/ankete-per-perdoruesit-e-sherbimeve-te-ams-se/</loc>
		<lastmod>2021-03-03T08:37:29+00:00</lastmod>
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		<loc>https://aso.mk/sq/20759-2/</loc>
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		<loc>https://aso.mk/shajnoski-aso-ne-zabranuva-kompaniite-da-delat-dividenda/</loc>
		<lastmod>2021-03-04T16:56:29+00:00</lastmod>
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			<image:loc>https://aso.mk/wp-content/uploads/2021/03/124617928_10158637721973744_8469060381132217682_o-5.jpg</image:loc>
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		<loc>https://aso.mk/sq/qytetaret-kompanite-dhe-institucionet-vitin-e-kaluar-investuan-163-7-milione-euro-ne-sigurime/</loc>
		<lastmod>2021-03-05T10:32:59+00:00</lastmod>
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		<loc>https://aso.mk/sq/sistemi-financiar-iu-pergjigj-me-sukses-sfidave-te-vitit-te-kaluar-nga-kriza-e-korones-rregullatoret-po-monitorojne-vazhdimisht-situaten/</loc>
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			<image:loc>https://aso.mk/wp-content/uploads/2021/03/twitter-cover-2-1-scaled.jpg</image:loc>
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		<loc>https://aso.mk/sednicza-odrzhana-na-2-ri-mart/</loc>
		<lastmod>2021-03-09T14:02:41+00:00</lastmod>
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		<loc>https://aso.mk/sq/seance-e-mbajtur-me-2-mars/</loc>
		<lastmod>2021-03-09T14:03:08+00:00</lastmod>
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	<url>
		<loc>https://aso.mk/sednia-22-dekemvri/</loc>
		<lastmod>2021-03-09T14:03:56+00:00</lastmod>
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		<loc>https://aso.mk/24-fevruari/</loc>
		<lastmod>2021-03-09T14:04:31+00:00</lastmod>
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		<loc>https://aso.mk/sednicza-odrzhana-na-8-fevruari/</loc>
		<lastmod>2021-03-09T14:05:16+00:00</lastmod>
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		<loc>https://aso.mk/sq/24-shkurt/</loc>
		<lastmod>2021-03-09T14:05:45+00:00</lastmod>
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	<url>
		<loc>https://aso.mk/sednicza-odrzhana-na-21-1-2021/</loc>
		<lastmod>2021-03-09T14:06:00+00:00</lastmod>
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	<url>
		<loc>https://aso.mk/sednicza-odrzhana-na-14-01-2021/</loc>
		<lastmod>2021-03-09T14:06:48+00:00</lastmod>
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		<loc>https://aso.mk/sq/seance-e-mbajtur-me-8-shkurt/</loc>
		<lastmod>2021-03-09T14:07:03+00:00</lastmod>
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	<url>
		<loc>https://aso.mk/sednicza-odrzhana-na-17-11-2020/</loc>
		<lastmod>2021-03-09T14:07:43+00:00</lastmod>
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		<loc>https://aso.mk/sq/seance-e-mbajtur-me-29-01-2021/</loc>
		<lastmod>2021-03-09T14:07:56+00:00</lastmod>
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	<url>
		<loc>https://aso.mk/sednicza-odrzhana-na-27-10-2020/</loc>
		<lastmod>2021-03-09T14:08:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/sq/seance-e-mbajtur-me-21-01-2021/</loc>
		<lastmod>2021-03-09T14:08:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/sq/seance-e-mbajtur-me-14-01-2021/</loc>
		<lastmod>2021-03-09T14:10:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/direktiva-2009-138-ez-na-evropskiot-parlament-i-na-sovetot-na-evropskata-unija/</loc>
		<lastmod>2021-03-09T14:18:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/sednicza-odrzhana-na-07-12-2020/</loc>
		<lastmod>2021-03-11T09:56:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/sq/seance-e-mbajtur-me-7-12-2020/</loc>
		<lastmod>2021-03-11T09:58:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/sednicza-odrzhana-na-15-02-2021/</loc>
		<lastmod>2021-03-11T10:02:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/sq/seance-e-mbajtur-me-15-2-2021/</loc>
		<lastmod>2021-03-11T10:06:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/sq/seance-e-mbajtur-me-10-03-2021/</loc>
		<lastmod>2021-03-15T14:25:08+00:00</lastmod>
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	<url>
		<loc>https://aso.mk/sednicza-odrzhana-na-10-03-2021/</loc>
		<lastmod>2021-03-16T11:00:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/sq/pul-te-sigurimeve-bujqesore-per-te-ndihmuar-bujqesine-me-ndryshimet-klimatike/</loc>
		<lastmod>2021-03-16T11:29:33+00:00</lastmod>
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			<image:loc>https://aso.mk/wp-content/uploads/2021/03/viber_image_2021-03-16_11-56-39.jpg</image:loc>
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		<image:image>
			<image:loc>https://aso.mk/wp-content/uploads/2021/03/viber_image_2021-03-16_11-57-02.jpg</image:loc>
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		<loc>https://aso.mk/sq/ams-okm-dhe-bprm-me-aktivitete-per-diten-boterore-te-te-drejtave-te-konsumatoreve/</loc>
		<lastmod>2021-03-16T13:08:59+00:00</lastmod>
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	<url>
		<loc>https://aso.mk/gragani-kompanii-i-instituczii-vo-osiguruvanje-vlozhile-1637-milioni-evra/</loc>
		<lastmod>2021-03-16T14:59:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/povik-za-prijavuvanje-za-uchestvo-na-obuka-i-polaganje-na-struchen-ispit-za-aktuar/</loc>
		<lastmod>2021-03-18T18:37:40+00:00</lastmod>
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			<image:loc>https://aso.mk/wp-content/uploads/2021/03/twitter-cover-2-1-scaled.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://aso.mk/finansiskiot-sistem-uspeshno-im-odgovori-na-minatogodishnite-predizviczi-od-korona-krizata-regulatorite-postojano-gi-sledat-sostojbite/</loc>
		<lastmod>2021-03-18T18:40:45+00:00</lastmod>
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			<image:loc>https://aso.mk/wp-content/uploads/2021/03/twitter-cover-2-1-scaled.jpg</image:loc>
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	<url>
		<loc>https://aso.mk/sq/policembajtesit-moren-30-per-qind-me-teper-rimburisime-nga-demet-e-prones-siguruesit-paguan-mbi-10-milione-euro/</loc>
		<lastmod>2021-03-22T11:31:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/sq/fillon-java-globale-e-parase-per-vitin-2021/</loc>
		<lastmod>2021-03-22T11:47:47+00:00</lastmod>
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			<image:loc>https://aso.mk/wp-content/uploads/2021/03/twitter-cover-2-1-scaled.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://aso.mk/wp-content/uploads/2021/03/1231.png</image:loc>
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	</url>
	<url>
		<loc>https://aso.mk/zapochnuva-globalnata-nedela-na-parite-2021-godina/</loc>
		<lastmod>2021-03-22T11:48:24+00:00</lastmod>
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			<image:loc>https://aso.mk/wp-content/uploads/2021/03/twitter-cover-2-1-scaled.jpg</image:loc>
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		<image:image>
			<image:loc>https://aso.mk/wp-content/uploads/2021/03/1231.png</image:loc>
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	</url>
	<url>
		<loc>https://aso.mk/en/global-money-week-2021-begins/</loc>
		<lastmod>2021-03-22T15:13:53+00:00</lastmod>
		<image:image>
			<image:loc>https://aso.mk/wp-content/uploads/2021/03/twitter-cover-2-1-scaled.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://aso.mk/wp-content/uploads/2021/03/1231.png</image:loc>
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		<loc>https://aso.mk/sq/kuiz-si-pjese-e-diteve-te-edukimit-financiar/</loc>
		<lastmod>2021-03-23T11:55:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/izvestuvanje_pravilnik-za-formata-sodrzhinata-i-nachinot-na-vodenje-registri/</loc>
		<lastmod>2021-03-24T08:55:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/sq/njoftim_rregullorja-per-formen-permbajtjen-dhe-menyren-e-mbajtjes-se-regjistrave/</loc>
		<lastmod>2021-03-24T08:58:46+00:00</lastmod>
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	<url>
		<loc>https://aso.mk/osigureniczite-dobija-30-otsto-poveke-od-shteti-na-imot-osiguritelite-platija-nad-10-milioni-evra/</loc>
		<lastmod>2021-03-31T04:03:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/povik-za-prijavuvanje-za-uchestvo-na-obuka-i-polaganje-na-struchen-ispit-za-aktuar-2/</loc>
		<lastmod>2021-03-31T04:03:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/aso-opm-i-nbrm-so-aktivnosti-za-svetskiot-den-na-pravata-na-potroshuvachite/</loc>
		<lastmod>2021-03-31T04:03:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/zemjodelski-osiguritelen-pul-za-pomosh-na-zemjodelieto-od-klimatskite-promeni/</loc>
		<lastmod>2021-03-31T04:04:02+00:00</lastmod>
		<image:image>
			<image:loc>https://aso.mk/wp-content/uploads/2021/03/viber_image_2021-03-16_11-56-39.jpg</image:loc>
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		<image:image>
			<image:loc>https://aso.mk/wp-content/uploads/2021/03/viber_image_2021-03-16_11-57-02.jpg</image:loc>
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	<url>
		<loc>https://aso.mk/sq/fermeret-dhe-blegtoret-arketuan-mbi-5-milione-euro-nga-demet-e-sigurimeve/</loc>
		<lastmod>2021-04-02T08:50:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/zemjodelczi-i-stochari-naplatija-nad-5-milioni-evra-shteti-od-osiguruvanje/</loc>
		<lastmod>2021-04-02T09:07:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/sq/seance-e-mbajtur-me-25-03-2021/</loc>
		<lastmod>2021-04-02T09:25:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/javna-rasprava-na-predlog-pravilnik-na-aso/</loc>
		<lastmod>2021-04-06T15:12:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/sednicza-odrzhana-na-08-04-2021/</loc>
		<lastmod>2021-04-09T09:45:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/sq/seance-e-mbajtur-me-08-04-2021/</loc>
		<lastmod>2021-04-09T09:48:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/gragani-firmi-i-instituczii-od-osiguruvanje-naplatile-651-milioni-evra/</loc>
		<lastmod>2021-04-09T10:16:21+00:00</lastmod>
		<image:image>
			<image:loc>https://aso.mk/wp-content/uploads/2021/04/grafik-nova1-1-2.jpg</image:loc>
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	</url>
	<url>
		<loc>https://aso.mk/sq/qytetaret-shoqerite-dhe-institucionet-e-sigurimeve-arketuan-65-1-milione-euro/</loc>
		<lastmod>2021-04-09T10:51:09+00:00</lastmod>
		<image:image>
			<image:loc>https://aso.mk/wp-content/uploads/2021/04/aso-grafikon-1-alb.png</image:loc>
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		<loc>https://aso.mk/sq/ankete-lidhur-me-nivelin-e-sherbimit-te-telefonatave/</loc>
		<lastmod>2021-04-09T14:08:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/prashalnik-za-zadovolstvo-od-telefonski-javuvanja/</loc>
		<lastmod>2021-04-09T14:08:08+00:00</lastmod>
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	<url>
		<loc>https://aso.mk/sq/organizuar-nga-agjencia-e-mbikeqyrjes-se-sigurimeve-dje-pasdite-filloi-trajnimi-per-aktuare/</loc>
		<lastmod>2021-04-13T07:42:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/zapochna-obukata-za-aktuari-vo-organizaczija-na-aso/</loc>
		<lastmod>2021-04-13T08:42:24+00:00</lastmod>
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	<url>
		<loc>https://aso.mk/kvartalen-izveshtaj-za-rabotenjeto-na-drushtvata-za-zastapuvanje-vo-4q2020/</loc>
		<lastmod>2021-04-14T11:00:34+00:00</lastmod>
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	<url>
		<loc>https://aso.mk/kvartalen-izveshtaj-za-rabotenjeto-na-osiguritelno-brokerskite-drushtva-vo-4q2020/</loc>
		<lastmod>2021-04-14T11:02:26+00:00</lastmod>
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	<url>
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		<lastmod>2021-04-14T11:03:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/en/report-on-the-scope-and-content-of-the-work-of-insurance-agencies-for-the-period-1-1-31-12-2020/</loc>
		<lastmod>2021-04-14T11:07:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/sq/raporti-per-volumin-dhe-permbajtjen-e-veprimtarise-te-shoqerive-per-brokerim-ne-sigurime-per-periudhen-1-1-31-12-2020/</loc>
		<lastmod>2021-04-14T11:08:05+00:00</lastmod>
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		<loc>https://aso.mk/en/report-on-the-scope-and-content-of-the-work-of-insurance-brokerage-companies-for-the-period-1-1-31-12-2020/</loc>
		<lastmod>2021-04-14T11:09:32+00:00</lastmod>
	</url>
	<url>
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		<lastmod>2021-04-16T07:05:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/en/iiq2019-report-on-the-scope-and-content-of-the-insurance-operations-for-the-period-01-01-30-06-2019/</loc>
		<lastmod>2021-04-16T07:05:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/sednicza-odrzhana-na-15-04-2021/</loc>
		<lastmod>2021-04-19T09:03:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/sq/seance-e-mbajtur-me-15-04-2021/</loc>
		<lastmod>2021-04-19T09:05:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/sq/demi-i-paguar-me-vlere-me-te-larte-eshte-per-sigurimin-e-prones-dhe-arrin-382000-euro/</loc>
		<lastmod>2021-04-19T12:44:51+00:00</lastmod>
		<image:image>
			<image:loc>https://aso.mk/wp-content/uploads/2021/04/osiguruvanje-imot2-alb3.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://aso.mk/najgolemata-isplatena-shteta-e-za-osiguruvanje-imot-i-iznesuva-382-000-evra/</loc>
		<lastmod>2021-04-20T08:47:42+00:00</lastmod>
		<image:image>
			<image:loc>https://aso.mk/wp-content/uploads/2021/04/aso2.png</image:loc>
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		<loc>https://aso.mk/anketen-list-za-korisniczite-na-uslugite-na-aso-2/</loc>
		<lastmod>2021-04-22T04:26:27+00:00</lastmod>
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	<url>
		<loc>https://aso.mk/sq/ankete-per-perdoruesit-e-sherbimeve-te-ams-se-3/</loc>
		<lastmod>2021-04-22T04:27:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/sq/ankete-per-perdoruesit-e-sherbimeve-te-ams-se-2/</loc>
		<lastmod>2021-04-22T07:14:40+00:00</lastmod>
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	<url>
		<loc>https://aso.mk/konkurs-za-godishna-nagrada-za-mladi-istrazhuvachi-za-najdobar-trud-od-oblasta-na-upravuvanje-so-riziczi-i-osiguruvanje-2/</loc>
		<lastmod>2021-05-06T18:11:27+00:00</lastmod>
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	<url>
		<loc>https://aso.mk/sq/konkurs-per-cmimin-vjetor-per-studiuesit-e-rinj-per-punim-me-te-mire-ne-fushen-e-menaxhimit-te-rrezikut-dhe-te-sigurimeve-2/</loc>
		<lastmod>2021-05-06T18:13:07+00:00</lastmod>
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		<lastmod>2021-05-11T12:49:41+00:00</lastmod>
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	<url>
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		<lastmod>2021-06-08T12:55:58+00:00</lastmod>
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	<url>
		<loc>https://aso.mk/sq/seance-e-mbajtur-me-4-6-2021/</loc>
		<lastmod>2021-06-08T13:19:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/sq/seance-e-mbajtur-me-21-5-2021/</loc>
		<lastmod>2021-06-08T13:19:36+00:00</lastmod>
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	<url>
		<loc>https://aso.mk/sq/ams-numri-i-ankimimeve-nga-policembajtesit-e-pakenaqur-u-rrit-me-56-per-qind/</loc>
		<lastmod>2021-06-08T13:19:53+00:00</lastmod>
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	<url>
		<loc>https://aso.mk/sq/seance-e-mbajtur-me-4-5-2021/</loc>
		<lastmod>2021-06-08T13:20:31+00:00</lastmod>
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	<url>
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		<lastmod>2021-06-08T15:13:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/en/financial-literacy-is-essential-for-the-purpose-of-protecting-consumers/</loc>
		<lastmod>2021-06-08T15:14:45+00:00</lastmod>
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		<lastmod>2021-06-09T13:52:53+00:00</lastmod>
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	<url>
		<loc>https://aso.mk/izveshtaj-za-rabotenjeto-na-drushtvata-za-osiguruvanje-za-1q2021/</loc>
		<lastmod>2021-06-09T13:54:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/en/report-on-business-performance-of-the-insurance-undertakings-for-the-period-1-1-31-03-2021/</loc>
		<lastmod>2021-06-09T13:56:33+00:00</lastmod>
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		<loc>https://aso.mk/izveshtaj-za-rabotenjeto-na-drushtvata-za-zastapuvanje-vo-osiguruvanje-za-periodot-1-1-31-03-2021/</loc>
		<lastmod>2021-06-09T13:59:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/sq/raporti-per-volumin-dhe-permbajtjen-e-veprimtarise-te-shoqerive-per-parfaqesim-ne-sigurime-per-periudhen-1-1-31-03-2021/</loc>
		<lastmod>2021-06-09T14:03:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/en/report-on-the-scope-and-content-of-the-work-of-insurance-agencies-for-the-period-1-1-31-03-2021/</loc>
		<lastmod>2021-06-09T14:07:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/osigureniczi-naplatija-15-milioni-evra-od-shteti-za-tri-meseczi-95-poveke-od-lani/</loc>
		<lastmod>2021-06-11T08:50:31+00:00</lastmod>
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			<image:loc>https://aso.mk/wp-content/uploads/2021/06/kreativa-10.6.png</image:loc>
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	</url>
	<url>
		<loc>https://aso.mk/osiguritelniot-pazar-porasna-5-prodazhbata-na-polisi-dostigna-437-milioni-evra/</loc>
		<lastmod>2021-06-17T10:10:48+00:00</lastmod>
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			<image:loc>https://aso.mk/wp-content/uploads/2021/06/nezivotno-osiguruvanje.jpg</image:loc>
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	<url>
		<loc>https://aso.mk/sq/policembajtesit-arketuan-15-milione-euro-demshperblim-per-tre-muaj-9-5-me-shume-se-vitin-e-kaluar/</loc>
		<lastmod>2021-06-17T10:12:38+00:00</lastmod>
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			<image:loc>https://aso.mk/wp-content/uploads/2021/06/199301792_275902997616669_804771233723551415_n.jpg</image:loc>
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	</url>
	<url>
		<loc>https://aso.mk/sq/tregu-i-sigurimeve-u-rrit-me-5-shitja-e-policave-arriti-ne-43-7-milione-euro/</loc>
		<lastmod>2021-06-17T10:16:21+00:00</lastmod>
		<image:image>
			<image:loc>https://aso.mk/wp-content/uploads/2021/06/d.jpg</image:loc>
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	<url>
		<loc>https://aso.mk/sednicza-odrzhana-na-16-06-2021/</loc>
		<lastmod>2021-06-24T09:12:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/sq/seance-e-mbajtur-me-16-06-2021/</loc>
		<lastmod>2021-06-24T09:21:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/sednicza-odrzhana-na-24-6-2021/</loc>
		<lastmod>2021-06-29T13:40:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/sq/seance-e-mbajtur-me-24-06-2021/</loc>
		<lastmod>2021-06-29T13:42:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/sednicza-odrzhana-na-29-06-2021/</loc>
		<lastmod>2021-07-05T06:38:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/sq/seance-e-mbajtur-me-29-06-2021/</loc>
		<lastmod>2021-07-05T06:40:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/en/the-first-national-strategy-for-financial-education-and-financial-inclusion-was-adopted/</loc>
		<lastmod>2021-07-09T14:19:21+00:00</lastmod>
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			<image:loc>https://aso.mk/wp-content/uploads/2021/07/1-1.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://aso.mk/sq/seance-e-mbajtur-me-8-7-2021/</loc>
		<lastmod>2021-07-13T13:15:53+00:00</lastmod>
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	<url>
		<loc>https://aso.mk/godishen-izveshtaj-za-rabotenjeto-na-agenczijata-za-supervizija-na-osiguruvanje-vo-2020-godina/</loc>
		<lastmod>2021-07-14T06:59:59+00:00</lastmod>
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	<url>
		<loc>https://aso.mk/sq/raporti-vjetor-per-punen-e-ams-se-per-vitin-2020/</loc>
		<lastmod>2021-07-14T07:19:52+00:00</lastmod>
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	<url>
		<loc>https://aso.mk/izveshtaj-za-obemot-i-sodrzhinata-na-rabota-na-osiguritelno-brokerskite-drushtva-za-periodot-1-1-31-03-2021/</loc>
		<lastmod>2021-07-19T13:07:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/sq/raporti-per-volumin-dhe-permbajtjen-e-veprimtarise-te-shoqerive-per-brokerim-ne-sigurime-per-periudhen-1-1-31-03-2021/</loc>
		<lastmod>2021-07-19T13:11:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/en/report-on-the-scope-and-content-of-the-work-of-insurance-brokerage-companies-for-the-period-1-1-31-03-2021/</loc>
		<lastmod>2021-07-19T13:13:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/finansiskata-pismenost-e-od-sushtinska-vazhnost-za-da-se-zashtitat-potroshuvachite/</loc>
		<lastmod>2021-07-20T15:51:23+00:00</lastmod>
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	<url>
		<loc>https://aso.mk/sq/arsimimi-financiar-ka-rendesi-themelore-per-mbrojtjen-e-konsumatoreve/</loc>
		<lastmod>2021-07-20T15:52:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/en/annual-report-on-the-insurance-supervision-agency-operations-for-2020/</loc>
		<lastmod>2021-07-21T13:12:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/sq/21256-2/</loc>
		<lastmod>2021-07-21T13:18:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/aso-nabavi-nov-informacziski-sistem-za-kontrola-na-osiguritelniot-pazar/</loc>
		<lastmod>2021-08-05T17:39:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/sq/ams-me-sistem-te-ri-te-informacionit-per-kontrollin-e-tregut-te-sigurimeve/</loc>
		<lastmod>2021-08-05T17:42:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/agenczijata-za-supervizija-na-osiguruvanje-objavuva-oglas-nabavka-na-obrazovni-uslugi-za-obuka-za-aktuari-za-predmet-stohastichko-modeliranje-za-potrebite-na-agenczijata-za-supervizija-na-osiguruvanj/</loc>
		<lastmod>2021-08-09T08:11:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/upatstvo-za-vrshenje-na-proczenka-na-rizik-od-perenje-pari-i-finansiranje-terorizam-za-subjektite-pod-nadzor-na-agenczijata-za-supervizija-na-osiguruvanje/</loc>
		<lastmod>2021-08-11T12:44:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/brojot-na-na-pretstavki-resheni-vo-korist-na-nezadovolni-osigureniczi-zgolemen-za-220/</loc>
		<lastmod>2021-08-20T09:52:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/brojot-na-na-pretstavki-resheni-vo-korist-na-nezadovolni-osigureniczi-zgolemen-za-220-2/</loc>
		<lastmod>2021-08-20T09:53:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/sq/numri-i-ankimimeve-te-zgjidhura-ne-favor-te-te-siguruarve-te-pakenaqur-u-rrit-me-220/</loc>
		<lastmod>2021-08-20T10:06:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/sednicza-odrzhano-na-4-8-2021-2/</loc>
		<lastmod>2021-08-23T08:34:00+00:00</lastmod>
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	<url>
		<loc>https://aso.mk/sq/seance-e-mbajtur-me-20-08-2021/</loc>
		<lastmod>2021-08-23T08:39:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/memorandum-nb-aso-unapreduvanje-na-sorabotkata-za-natamoshno-jaknenje-na-finansiskata-stabilnost/</loc>
		<lastmod>2021-08-25T11:12:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/sq/memorandum-bp-ams-rritje-e-bashkepunimit-per-forcimin-e-metejshem-te-stabilitetit-financiar/</loc>
		<lastmod>2021-08-26T07:52:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/en/memorandum-nb-isa-improvement-of-the-cooperation-for-further-strengthening-of-the-financial-stability/</loc>
		<lastmod>2021-08-26T07:53:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/en/number-of-complaints-resolved-in-favor-of-discontented-policyholders-increased-by-220/</loc>
		<lastmod>2021-08-26T13:19:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/sq/policembajtesit-nga-demet-arketuan-31-5-milione-euro-20-me-shume-se-vitin-e-kaluar/</loc>
		<lastmod>2021-08-27T08:44:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/en/policyholders-reimbursed-for-31-5-million-eur-i-e-20-more-than-last-year/</loc>
		<lastmod>2021-08-27T13:09:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/en/annual-report-on-the-status-and-movement-of-the-insurance-market-in-2020/</loc>
		<lastmod>2021-08-31T03:55:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/sq/raporti-vjetor-per-gjendjen-dhe-levizjen-e-tregut-te-sigurimeve-ne-vitin-2020/</loc>
		<lastmod>2021-08-31T03:55:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/godishen-izveshtaj-za-sosotojbata-i-dvizhenjeto-na-osiguritelniot-pazar-vo-2020-godina/</loc>
		<lastmod>2021-08-31T03:55:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/sq/seance-e-mbajtur-me-27-8-2021/</loc>
		<lastmod>2021-08-31T08:06:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/usvoena-prvata-naczionalna-strategija-za-finansiska-edukaczija-i-finansiska-inkluzija/</loc>
		<lastmod>2021-09-02T04:13:56+00:00</lastmod>
		<image:image>
			<image:loc>https://aso.mk/wp-content/uploads/2021/07/1-1.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://aso.mk/sq/u-miratua-strategjia-e-pare-nacionale-per-edukate-financiare-dhe-inkluzion-financiar/</loc>
		<lastmod>2021-09-02T04:14:15+00:00</lastmod>
		<image:image>
			<image:loc>https://aso.mk/wp-content/uploads/2021/07/1-1.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://aso.mk/osigureniczi-od-shteti-naplatija-315-milioni-evra-20-poveke-od-lani/</loc>
		<lastmod>2021-09-02T04:22:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/odrzhana-redovna-sednicza-na-komitetot-za-finansiska-stabilnost/</loc>
		<lastmod>2021-09-13T14:33:39+00:00</lastmod>
		<image:image>
			<image:loc>http://aso.mk/wp-content/uploads/2021/09/komitet_fs2.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>http://aso.mk/wp-content/uploads/2021/09/komitet_fs1.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://aso.mk/sq/u-mbajt-takimi-i-rregullt-i-komitetit-te-stabilitetit-financiar/</loc>
		<lastmod>2021-09-13T14:35:37+00:00</lastmod>
		<image:image>
			<image:loc>http://aso.mk/wp-content/uploads/2021/09/komitet_fs2.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>http://aso.mk/wp-content/uploads/2021/09/komitet_fs1.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://aso.mk/izveshtaj-za-obemot-i-sodrzhinata-na-rabota-na-osiguritelno-brokerskite-drushtva-za-periodot-1-1-30-6-2021/</loc>
		<lastmod>2021-09-13T15:59:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/sq/raporti-per-volumin-dhe-permbajtjen-e-veprimtarise-te-shoqerive-per-brokerim-ne-sigurime-per-periudhen-1-1-30-6-2021/</loc>
		<lastmod>2021-09-13T16:01:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/en/report-on-the-scope-and-content-of-the-work-of-insurance-brokerage-companies-for-the-period-1-1-30-6-2021/</loc>
		<lastmod>2021-09-13T16:02:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/izveshtaj-za-rabotenjeto-na-drushtvata-za-zastapuvanje-vo-osiguruvanje-za-periodot-1-1-30-06-2021/</loc>
		<lastmod>2021-09-13T16:05:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/sq/raporti-per-volumin-dhe-permbajtjen-e-veprimtarise-te-shoqerive-per-parfaqesim-ne-sigurime-per-periudhen-1-1-30-06-2021/</loc>
		<lastmod>2021-09-13T16:08:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/en/report-on-the-scope-and-content-of-the-work-of-insurance-agencies-for-the-period-1-1-30-06-2021/</loc>
		<lastmod>2021-09-13T16:08:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/sq/demi-me-i-madh-i-paguar-eshte-per-pronen-e-siguruar-policembajtesi-arketoi-200000-euro/</loc>
		<lastmod>2021-09-14T09:01:42+00:00</lastmod>
		<image:image>
			<image:loc>https://aso.mk/wp-content/uploads/2021/09/alb_steti1.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://aso.mk/wp-content/uploads/2021/09/alb_steti2.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://aso.mk/izveshtaj-za-rabotenjeto-na-drushtvata-za-osiguruvanje-za-1-1-30-6-2021/</loc>
		<lastmod>2021-09-14T15:30:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/sq/raport-per-punen-e-shoqerive-te-sigurimeve-per-periudhen-1-1-30-6-2021/</loc>
		<lastmod>2021-09-14T15:31:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/en/paid-damages-for-private-health-insurance-increased-by-87-5-and-reached-eur-1-5-million/</loc>
		<lastmod>2021-09-17T07:49:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/finansiskite-regulatori-industrija-i-graganski-zdruzhenija-zaedno-ke-dejstvuvaat-za-zgolemuvanje-na-finansiskata-pismenost/</loc>
		<lastmod>2021-09-17T11:14:30+00:00</lastmod>
		<image:image>
			<image:loc>https://aso.mk/wp-content/uploads/2021/09/VER1.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://aso.mk/sq/rregullatoret-financiare-industria-dhe-organizatat-e-shoqerise-civile-do-te-punojne-se-bashku-per-te-rritur-njohurite-financiare/</loc>
		<lastmod>2021-09-17T11:17:47+00:00</lastmod>
		<image:image>
			<image:loc>https://aso.mk/wp-content/uploads/2021/09/VER1_alb.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://aso.mk/en/the-financial-regulators-the-industry-and-the-civic-associations-will-jointly-act-for-the-purpose-of-increasing-the-financial-literacy/</loc>
		<lastmod>2021-09-17T11:18:23+00:00</lastmod>
		<image:image>
			<image:loc>https://aso.mk/wp-content/uploads/2021/09/VER1.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://aso.mk/osiguritelni-kompanii-isplatija-19-milioni-evra-za-shteti-od-grad-i-mraz-72-od-vrednosta-na-site-zemjodelski-shteti/</loc>
		<lastmod>2021-09-24T08:30:42+00:00</lastmod>
		<image:image>
			<image:loc>https://aso.mk/wp-content/uploads/2021/09/aso-ver2-mk.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://aso.mk/wp-content/uploads/2021/09/1.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://aso.mk/sq/shoqerite-e-sigurimeve-paguan-1-9-milione-euro-deme-nga-bresheri-dhe-ngrica-72-e-vleres-se-te-gjitha-demeve-bujqesore/</loc>
		<lastmod>2021-09-24T08:30:42+00:00</lastmod>
		<image:image>
			<image:loc>https://aso.mk/wp-content/uploads/2021/09/aso-ver2-alb.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://aso.mk/wp-content/uploads/2021/09/alb1.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://aso.mk/en/insurance-companies-have-paid-1-9mil-eur-in-hail-and-ice-damages-72-of-the-value-of-all-agricultural-damage/</loc>
		<lastmod>2021-09-24T08:30:42+00:00</lastmod>
		<image:image>
			<image:loc>https://aso.mk/wp-content/uploads/2021/09/aso-ver2-mk.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://aso.mk/wp-content/uploads/2021/09/1.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://aso.mk/sednicza-odrzhana-na-23-9-2021/</loc>
		<lastmod>2021-09-24T16:31:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/sq/seance-e-mbajtur-me-23-9-2021/</loc>
		<lastmod>2021-09-24T16:32:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/sq/njoftim-ne-lidhje-me-konkursin-e-ams-se-per-cmimin-e-sivjetshem-per-studiuesit-e-rinj/</loc>
		<lastmod>2021-09-29T06:40:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/izvestuvanje-vo-vrska-so-konkurs-na-aso-za-godishna-nagrada-za-mladi-istrazhuvachi/</loc>
		<lastmod>2021-09-29T07:28:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/gragani-od-zhivotno-osiguruvanje-naplatile-46-milioni-evra-za-shest-meseczi/</loc>
		<lastmod>2021-10-01T08:42:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/sq/qytetaret-nga-sigurimi-i-jetes-arketuan-4-6-milione-euro-ne-gjashte-muaj/</loc>
		<lastmod>2021-10-01T08:43:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/en/citizens-of-life-insurance-collected-4-6-million-eur-in-six-months/</loc>
		<lastmod>2021-10-04T07:43:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/sq/seance-e-mbajtur-me-30-9-2021/</loc>
		<lastmod>2021-10-04T07:48:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/konkurs-za-ucheniczi-po-povod-denot-na-osiguruvanje/</loc>
		<lastmod>2021-10-04T13:49:12+00:00</lastmod>
		<image:image>
			<image:loc>https://aso.mk/wp-content/uploads/2021/10/1konkurs-za-ucheniczi2.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://aso.mk/sq/konkurs-per-nxenes-te-arsimit-fillor-dhe-te-mesem-me-rastin-e-dites-se-sigurimeve/</loc>
		<lastmod>2021-10-04T13:49:42+00:00</lastmod>
		<image:image>
			<image:loc>https://aso.mk/wp-content/uploads/2021/10/1konkurs-za-ucheniczi2-alb.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://aso.mk/en/the-highest-amount-for-insurance-of-property-of-natural-person-is-a-family-house-insured-in-the-amount-of-eur-3-2-million/</loc>
		<lastmod>2021-10-18T13:24:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/osiguritelnite-kompanii-platile-102-milioni-evra-provizii-za-prodazhbata-na-svoite-posredniczi/</loc>
		<lastmod>2021-10-22T08:52:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/sq/shoqerite-e-sigurimeve-kane-paguar-10-2-milione-euro-komisione-per-shitje-ndermjetesve-te-tyre/</loc>
		<lastmod>2021-10-22T08:53:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/aso-vo-sorabotka-so-oeczd-osiguritelnite-regulatori-preku-razmena-na-iskustva-do-podobra-finansiska-pismenost-i-zashtita-na-osigureniczi/</loc>
		<lastmod>2021-10-22T17:00:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/sq/ams-ne-bashkepunim-me-oecd-rregullatoret-e-sigurimeve-permes-shkembimit-te-pervojave-per-edukim-me-te-mire-financiar-dhe-mbrojtje-te-policembajtesve/</loc>
		<lastmod>2021-10-22T17:01:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/en/isa-in-cooperation-with-oecd-the-insurance-regulators-via-exchange-of-experiences-to-better-financial-literacy-and-protection-of-the-insured/</loc>
		<lastmod>2021-10-22T17:01:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/sednicza-odrzhana-na-30-9-2021/</loc>
		<lastmod>2021-10-26T15:05:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/sednicza-odrzhana-na-21-10-2021/</loc>
		<lastmod>2021-10-26T15:06:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/sq/seance-e-mbajtur-me-21-10-2021/</loc>
		<lastmod>2021-10-26T15:07:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/sednicza-odrzhano-na-27-8-2021/</loc>
		<lastmod>2021-10-26T15:08:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/sednicza-odrzhano-na-20-8-2021/</loc>
		<lastmod>2021-10-26T15:09:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/sednicza-odrzhano-na-4-8-2021/</loc>
		<lastmod>2021-10-26T15:09:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/sq/seance-e-mbajtur-me-4-8-2021/</loc>
		<lastmod>2021-10-26T15:09:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/sednicza-odrzhana-na-8-7-2021/</loc>
		<lastmod>2021-10-26T15:10:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/sednicza-odrzhana-na-21-5-2021/</loc>
		<lastmod>2021-10-26T15:11:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/sednicza-odrzhana-na-25-03-2021/</loc>
		<lastmod>2021-10-26T15:12:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/sednicza-odrzhana-na-04-05-2021/</loc>
		<lastmod>2021-10-26T15:13:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/sednicza-odrzhana-na-21-juli/</loc>
		<lastmod>2021-10-27T15:46:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/semeen-dom-osiguran-so-32-milioni-evra-najvisokata-osigurena-suma-za-imot-na-fizichko-licze/</loc>
		<lastmod>2021-10-27T16:06:06+00:00</lastmod>
		<image:image>
			<image:loc>https://aso.mk/wp-content/uploads/2021/10/245520368_361579335715701_3140331493284614821_n.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://aso.mk/sq/shtepi-familjare-e-siguruar-me-3-2-milion-euro-shuma-me-e-larte-e-siguruar-per-pronen-nga-nje-person-fizik/</loc>
		<lastmod>2021-10-27T16:06:31+00:00</lastmod>
		<image:image>
			<image:loc>https://aso.mk/wp-content/uploads/2021/10/245955842_361580222382279_5327833294198609492_n.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://aso.mk/isplatenite-shteti-za-privatno-zdravstveno-osiguruvanje-porasnaa-za-875-dostignaa-15-milioni-evra/</loc>
		<lastmod>2021-10-27T16:09:21+00:00</lastmod>
		<image:image>
			<image:loc>https://aso.mk/wp-content/uploads/2021/09/243379396_350899873450314_8823136076127085088_n.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://aso.mk/sq/demet-e-paguara-per-sigurimet-shendetesore-private-u-rriten-me-87-5-arriten-ne-1-5-milione-euro/</loc>
		<lastmod>2021-10-27T16:09:46+00:00</lastmod>
		<image:image>
			<image:loc>https://aso.mk/wp-content/uploads/2021/09/243545450_350908100116158_3798097676383672075_n.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://aso.mk/najgolemata-shteta-isplatena-za-osiguren-imot-osigurenikot-naplatil-200-000-evra/</loc>
		<lastmod>2021-10-27T16:12:15+00:00</lastmod>
		<image:image>
			<image:loc>https://aso.mk/wp-content/uploads/2021/09/aso-1.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://aso.mk/wp-content/uploads/2021/09/steti.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://aso.mk/en/the-highest-amount-of-damage-for-an-insured-property-paid-to-an-insured-was-200-000-euros/</loc>
		<lastmod>2021-10-27T16:12:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/osigureniczi-vlozhija-5-milijardi-denari-vo-polisi-156-poveke-od-lani/</loc>
		<lastmod>2021-10-27T16:13:24+00:00</lastmod>
		<image:image>
			<image:loc>https://aso.mk/wp-content/uploads/2021/09/241342702_333849941821974_327630452799005641_n.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://aso.mk/sq/policembajtesit-investuan-5-miliarde-denare-ne-polica-15-6-per-qind-me-shume-se-vitin-e-kaluar/</loc>
		<lastmod>2021-10-27T16:14:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/en/policyholders-invested-mkd-5-billion-in-policies-156-more-than-last-year/</loc>
		<lastmod>2021-10-27T16:14:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/usvoen-kodeks-na-dobri-praktiki-za-finansiska-edukaczija/</loc>
		<lastmod>2021-10-27T16:16:11+00:00</lastmod>
		<image:image>
			<image:loc>https://aso.mk/wp-content/uploads/2021/09/codex1.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://aso.mk/sq/miratohet-kodi-i-praktikes-te-mire-per-edukimin-financiar/</loc>
		<lastmod>2021-10-27T16:16:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/en/code-of-good-practices-for-financial-education-adopted/</loc>
		<lastmod>2021-10-27T16:16:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/sednicza-odrzhana-na-29-11-2021/</loc>
		<lastmod>2021-11-01T11:21:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/sq/seance-e-mbajtur-me-29-11-2019/</loc>
		<lastmod>2021-11-01T11:21:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/sq/numri-i-demeve-te-paguara-rritet-per-15-policembajtesit-arketuan-31-5-milione-euro/</loc>
		<lastmod>2021-11-03T09:30:09+00:00</lastmod>
		<image:image>
			<image:loc>https://aso.mk/wp-content/uploads/2021/11/01-alb.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://aso.mk/en/the-number-of-paid-damage-increased-by-15-i-e-eur-31-5-million-were-collected-by-the-insured/</loc>
		<lastmod>2021-11-03T09:30:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/nagradeni-ucheniczi-na-konkursot-za-ucheniczi-od-osnovnoto-i-srednoto-obrazovanie-po-povod-denot-na-osiguruvanje-%e2%80%92-1-noemvri-2/</loc>
		<lastmod>2021-11-03T07:38:55+00:00</lastmod>
		<image:image>
			<image:loc>https://aso.mk/wp-content/uploads/2021/11/245188415_360144529192515_6027354126487660599_n.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://aso.mk/sq/ndahen-cmimet-e-konkursit-per-nxenesit-e-shkollave-fillore-dhe-te-mesme-me-rastin-e-dites-se-sigurimeve-1-nentorit/</loc>
		<lastmod>2021-11-03T07:39:43+00:00</lastmod>
		<image:image>
			<image:loc>https://aso.mk/wp-content/uploads/2021/11/245190125_360145692525732_8206875506166446745_n.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://aso.mk/en/report-on-business-performance-of-the-insurance-undertakings-for-the-period-1-1-30-9-2020/</loc>
		<lastmod>2021-11-22T13:25:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/izveshtaj-za-rabotenjeto-na-drushtvata-za-zastapuvanje-vo-osiguruvanje-za-periodot-1-1-30-06-2021-2/</loc>
		<lastmod>2021-11-23T04:00:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/sq/raporti-per-volumin-dhe-permbajtjen-e-veprimtarise-te-shoqerive-per-parfaqesim-ne-sigurime-per-periudhen-1-1-30-9-2021/</loc>
		<lastmod>2021-11-23T04:01:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/en/report-on-the-scope-and-content-of-the-work-of-insurance-agencies-for-the-period-1-1-30-9-2021/</loc>
		<lastmod>2021-11-23T04:02:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/en/annual-report-2021/</loc>
		<lastmod>2021-11-23T04:07:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/sq/raporti-vjetor2021/</loc>
		<lastmod>2021-11-23T04:07:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/sednicza-odrzhana-na-18-11-2021/</loc>
		<lastmod>2021-11-23T07:17:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/sq/seance-e-mbajtur-me-18-11-2021/</loc>
		<lastmod>2021-11-23T07:17:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/en/report-on-business-performance-of-the-insurance-undertakings-for-the-period-1-1-30-06-2021/</loc>
		<lastmod>2021-11-23T16:55:07+00:00</lastmod>
	</url>
	<url>
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		<lastmod>2021-12-30T09:40:45+00:00</lastmod>
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		<lastmod>2022-02-22T14:59:55+00:00</lastmod>
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		<lastmod>2022-02-24T12:59:11+00:00</lastmod>
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			<image:loc>https://aso.mk/wp-content/uploads/2022/02/23-mk.jpg</image:loc>
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	<url>
		<loc>https://aso.mk/sq/sigurimet-jo-jete-u-rriten-me-16-te-siguruarit-investuan-156-milione-euro/</loc>
		<lastmod>2022-02-25T09:30:17+00:00</lastmod>
		<image:image>
			<image:loc>https://aso.mk/wp-content/uploads/2022/02/23.jpg</image:loc>
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		<loc>https://aso.mk/vo-zhivo-link-od-polaganje-ispit-za-osiguritelni-brokeri-25-2-2022-godina/</loc>
		<lastmod>2022-02-25T13:17:44+00:00</lastmod>
	</url>
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		<loc>https://aso.mk/instrukczija-za-pushtanje-vo-upotreba-na-informacziski-sistem-za-pribiranje-i-obrabotka-na-podatoczi-isa-sis-2-0-za-do-i-obd/</loc>
		<lastmod>2022-02-25T14:58:10+00:00</lastmod>
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		<loc>https://aso.mk/instrukczija-za-pushtanje-vo-upotreba-na-informacziski-sistem-za-pribiranje-i-obrabotka-na-podatoczi-isa-sis-2-0-za-dzo-i-banki-koi-vrshat-raboti-na-zo/</loc>
		<lastmod>2022-02-25T15:00:05+00:00</lastmod>
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		<loc>https://aso.mk/vo-zhivo-link-od-polaganje-ispit-za-zastapniczi-vo-osiguruvanje-na-1-3-2022-godina/</loc>
		<lastmod>2022-03-01T08:07:50+00:00</lastmod>
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		<lastmod>2022-03-01T08:11:20+00:00</lastmod>
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		<lastmod>2022-03-01T08:14:32+00:00</lastmod>
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		<lastmod>2022-03-01T08:19:14+00:00</lastmod>
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		<lastmod>2022-03-02T08:10:35+00:00</lastmod>
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			<image:loc>https://aso.mk/wp-content/uploads/2022/02/mk.jpg</image:loc>
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			<image:loc>https://aso.mk/wp-content/uploads/2022/02/alb.jpg</image:loc>
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			<image:loc>https://aso.mk/wp-content/uploads/2021/11/f.jpg</image:loc>
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		<lastmod>2022-03-03T11:03:15+00:00</lastmod>
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		<lastmod>2022-03-03T11:04:03+00:00</lastmod>
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		<loc>https://aso.mk/nad-180-000-gragani-vlozhile-vo-privatno-zdravstveno-osiguruvanje/</loc>
		<lastmod>2022-03-04T09:11:40+00:00</lastmod>
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			<image:loc>https://aso.mk/wp-content/uploads/2022/03/zdravstveno-osiguruvanje2.jpg</image:loc>
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	<url>
		<loc>https://aso.mk/sq/mbi-180000-qytetare-kane-investuar-ne-sigurimin-shendetesor-privat/</loc>
		<lastmod>2022-03-04T10:41:18+00:00</lastmod>
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			<image:loc>https://aso.mk/wp-content/uploads/2022/03/zdravstveno-osiguruvanje2-alb-1.jpg</image:loc>
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		<loc>https://aso.mk/komitet-za-finansiska-stabilnost-osiguritelniot-pazar-porasna-15-finansiskata-i-stabilnosta-na-kursot-na-denarot-uspeshno-se-odrzhuvaat/</loc>
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			<image:loc>https://aso.mk/wp-content/uploads/2022/03/x.png</image:loc>
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		<loc>https://aso.mk/sq/komisioni-per-stabilitet-financiar-tregu-i-sigurimeve-eshte-rritur-per-15-me-sukses-ruhet-stabiliteti-financiar-dhe-kursi-i-denarit/</loc>
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			<image:loc>https://aso.mk/wp-content/uploads/2022/03/x-1.png</image:loc>
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		<loc>https://aso.mk/aso-osiguritelnite-drushtva-dobivkata-za-2021-godina-da-ja-vlozhat-vo-dejnosta-osiguruvanje-ili-da-ja-chuvaat-vo-rezervi/</loc>
		<lastmod>2022-03-11T17:30:53+00:00</lastmod>
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		<lastmod>2022-03-11T17:31:24+00:00</lastmod>
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		<lastmod>2022-03-14T15:33:15+00:00</lastmod>
	</url>
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		<lastmod>2022-03-18T09:21:41+00:00</lastmod>
	</url>
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		<lastmod>2022-03-18T09:22:53+00:00</lastmod>
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			<image:loc>https://edukacija.aso.mk/wp-content/uploads/2022/02/s.png</image:loc>
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		<lastmod>2022-03-22T14:20:48+00:00</lastmod>
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		<lastmod>2022-03-22T14:21:29+00:00</lastmod>
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		<lastmod>2022-03-24T16:11:08+00:00</lastmod>
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		<lastmod>2022-03-25T12:22:43+00:00</lastmod>
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		<loc>https://aso.mk/sq/konference-e-madhe-nderkombetare-mbi-temat-aktuale-te-sigurimeve/</loc>
		<lastmod>2022-03-31T13:25:59+00:00</lastmod>
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		<lastmod>2022-04-07T06:59:58+00:00</lastmod>
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		<lastmod>2022-04-08T07:27:25+00:00</lastmod>
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		<lastmod>2022-04-08T07:31:38+00:00</lastmod>
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		<loc>https://aso.mk/vo-zhivo-link-od-praktichniot-del-na-struchniot-ispit-za-polaganje-za-osiguritelni-brokeri-8-4-2022-godina/</loc>
		<lastmod>2022-04-08T12:51:41+00:00</lastmod>
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		<lastmod>2022-04-11T10:29:02+00:00</lastmod>
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		<lastmod>2022-04-29T13:44:51+00:00</lastmod>
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		<loc>https://aso.mk/link-za-prenos-vo-zhivo-03-05-2022/</loc>
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		<loc>https://aso.mk/sq/mbi-260-000-qytetare-e-siguruna-jeten-e-tyre-investuan-mbi-2-miliarde-denare/</loc>
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		<lastmod>2022-05-11T15:48:30+00:00</lastmod>
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		<loc>https://aso.mk/sednicza-odrzhana-na-28-04-2022/</loc>
		<lastmod>2022-05-11T16:23:37+00:00</lastmod>
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		<loc>https://aso.mk/en/the-isa-marked-a-fourfold-increase-in-the-number-of-resolved-complaints-in-favor-of-insureds/</loc>
		<lastmod>2022-05-18T13:53:28+00:00</lastmod>
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		<loc>https://aso.mk/sednicza-odrzhana-na-17-5-2022/</loc>
		<lastmod>2022-05-18T14:58:33+00:00</lastmod>
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		<loc>https://aso.mk/sq/seance-e-mbajtur-me-17-05-2022/</loc>
		<lastmod>2022-05-19T06:57:17+00:00</lastmod>
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		<lastmod>2022-05-20T13:40:40+00:00</lastmod>
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		<lastmod>2022-05-23T06:53:00+00:00</lastmod>
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		<loc>https://aso.mk/sednicza-odrzhana-na-26-05-2022/</loc>
		<lastmod>2022-05-26T13:19:42+00:00</lastmod>
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		<loc>https://aso.mk/sq/seance-e-mbajtur-me-26-05-2022/</loc>
		<lastmod>2022-05-26T13:20:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/sq/qellimi-i-sigurimit-te-pasurise/</loc>
		<lastmod>2022-05-27T08:00:34+00:00</lastmod>
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			<image:loc>https://aso.mk/wp-content/uploads/2022/05/1605-alb.png</image:loc>
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		<loc>https://aso.mk/czel-na-osiguruvanjeto-na-imot/</loc>
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			<image:loc>https://aso.mk/wp-content/uploads/2022/05/1605.png</image:loc>
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		<loc>https://aso.mk/aso-shto-mora-da-znaete-pred-da-kupite-junit-linkd-osiguruvanje-zhivot/</loc>
		<lastmod>2022-05-31T09:30:13+00:00</lastmod>
		<image:image>
			<image:loc>https://aso.mk/wp-content/uploads/2022/05/aso2-2.png</image:loc>
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	</url>
	<url>
		<loc>https://aso.mk/sq/ams-cfare-duhet-te-dini-perpara-se-te-blini-sigurimin-e-jetes-junit-linkd/</loc>
		<lastmod>2022-05-31T09:31:17+00:00</lastmod>
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			<image:loc>https://aso.mk/wp-content/uploads/2022/05/aso2-alb2-1.png</image:loc>
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		<loc>https://aso.mk/en/report-on-business-performance-of-the-insurance-undertakings-for-the-period-1-1-31-12-2021/</loc>
		<lastmod>2022-06-04T04:18:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/sq/raport-per-punen-e-shoqerive-te-sigurimeve-per-periudhen-1-1-31-12-2021/</loc>
		<lastmod>2022-06-04T04:18:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/sq/te-siguruarit-arketuan-16-milione-euro-numri-i-demeve-te-paguara-u-rrit-me-30/</loc>
		<lastmod>2022-06-09T07:33:27+00:00</lastmod>
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			<image:loc>https://aso.mk/wp-content/uploads/2022/06/aso-02-1.png</image:loc>
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	<url>
		<loc>https://aso.mk/osigureniczi-naplatija-16-milioni-evra-brojot-na-isplateni-shteti-porasna-30/</loc>
		<lastmod>2022-06-09T07:33:27+00:00</lastmod>
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			<image:loc>https://aso.mk/wp-content/uploads/2022/06/aso-01-4.png</image:loc>
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	<url>
		<loc>https://aso.mk/sednicza-odrzhana-na-14-juni2022/</loc>
		<lastmod>2022-06-15T08:01:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/sq/seance-e-mbajtur-me-14-qershor-2022/</loc>
		<lastmod>2022-06-15T08:02:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/osigureniczi-vlozhija-nad-40-milioni-evra-osiguritelniot-pazar-porasna-10/</loc>
		<lastmod>2022-06-16T07:35:52+00:00</lastmod>
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			<image:loc>https://aso.mk/wp-content/uploads/2022/06/aso-14.06.png</image:loc>
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		<loc>https://aso.mk/sq/te-siguruarit-investuan-mbi-40-milione-euro-tregu-i-sigurimeve-u-rrit-me-10/</loc>
		<lastmod>2022-06-16T07:35:52+00:00</lastmod>
		<image:image>
			<image:loc>https://aso.mk/wp-content/uploads/2022/06/aso-14.06-alb.png</image:loc>
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	</url>
	<url>
		<loc>https://aso.mk/czirkularen-dopis_dopolnitelni-nasoki-za-podnesuvanje-na-izveshtai/</loc>
		<lastmod>2022-06-16T12:02:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/izveshtaj-za-obemot-i-sodrzhinata-na-rabota-na-drushtvata-za-zastapuvanje-vo-osiguruvanje-za-periodot-1-1-31-12-2021/</loc>
		<lastmod>2022-06-22T13:18:37+00:00</lastmod>
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		<loc>https://aso.mk/sq/raporti-per-volumin-dhe-permbajtjen-e-veprimtarise-te-shoqerive-per-parfaqesim-ne-sigurime-per-periudhen-1-1-31-12-2021/</loc>
		<lastmod>2022-06-22T13:19:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/en/report-on-the-scope-and-content-of-the-work-of-insurance-agencies-for-the-period-1-1-31-12-2021/</loc>
		<lastmod>2022-06-22T13:20:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/en/report-on-the-scope-and-content-of-the-work-of-insurance-brokerage-companies-for-the-period-1-1-30-9-2021/</loc>
		<lastmod>2022-06-23T11:50:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/sq/bujqit-dhe-fermeret-investuan-per-tre-muaj-2-milione-euro-ne-sigurime/</loc>
		<lastmod>2022-06-24T06:00:34+00:00</lastmod>
		<image:image>
			<image:loc>https://aso.mk/wp-content/uploads/2022/06/zemjodelci-i-farmeri-1.png</image:loc>
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		<loc>https://aso.mk/zemjodelczi-i-farmeri-za-tri-meseczi-vo-osiguruvanje-vlozhija-2-milioni-evra/</loc>
		<lastmod>2022-06-24T07:04:51+00:00</lastmod>
		<image:image>
			<image:loc>https://aso.mk/wp-content/uploads/2022/06/zemjodelci-i-farmeri.png</image:loc>
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		<loc>https://aso.mk/sq/seance-e-mbajtur-me-23-qershor-te-vitit-2022/</loc>
		<lastmod>2022-07-05T13:31:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/sq/seance-e-mbajtur-me-30-qershor-te-vitit-2022/</loc>
		<lastmod>2022-07-05T13:33:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/sednicza-odzhana-na-23juni-2022/</loc>
		<lastmod>2022-07-05T14:44:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/sq/mbi-281-000-qytetare-kane-sigurim-jete-kane-investuar-tete-milione-euro-per-tre-muaj/</loc>
		<lastmod>2022-07-12T10:25:58+00:00</lastmod>
		<image:image>
			<image:loc>https://aso.mk/wp-content/uploads/2022/07/nov1.png</image:loc>
		</image:image>
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	<url>
		<loc>https://aso.mk/nad-281-000-gragani-imaat-zhivotno-osiguruvanje-vlozhile-osum-milioni-evra-za-tri-meseczi/</loc>
		<lastmod>2022-07-12T10:30:28+00:00</lastmod>
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			<image:loc>https://aso.mk/wp-content/uploads/2022/07/nov2-1.png</image:loc>
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		<loc>https://aso.mk/sednicza-odzhana-na-30-juni-2022/</loc>
		<lastmod>2022-07-18T13:23:21+00:00</lastmod>
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	<url>
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		<lastmod>2022-07-18T13:26:30+00:00</lastmod>
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	<url>
		<loc>https://aso.mk/sq/seance-e-mbajtur-me-13-korrik-2022/</loc>
		<lastmod>2022-07-18T13:27:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/sednicza-odrzhana-na-25-07-2022/</loc>
		<lastmod>2022-07-25T13:22:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/sq/seance-e-mbajtur-me-25-korrik-2022/</loc>
		<lastmod>2022-07-25T13:22:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/sednicza-odrzhana-na-3-08-2022/</loc>
		<lastmod>2022-08-04T10:31:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/sq/raporti-vjetor-i-punes-se-agjencise-se-mbikeqyrjes-te-sigurimeve-per-vitin-2021/</loc>
		<lastmod>2022-08-05T08:52:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/godishen-izveshtaj-za-sostojbata-i-dvizhenjeto-na-osiguritelniot-pazar-vo-2021-godina-2/</loc>
		<lastmod>2022-08-05T08:55:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/godishen-izveshtaj-za-sostojbata-i-dvizhenjeto-na-osiguritelniot-pazar-vo-2021-godina/</loc>
		<lastmod>2022-08-05T08:56:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/en/annual-report-on-the-insurance-supervision-agency-operations-for-2021/</loc>
		<lastmod>2022-08-05T08:57:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/en/annual-report-on-the-status-and-movement-of-the-insurance-market-in-2021/</loc>
		<lastmod>2022-08-15T11:47:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/sq/raporti-vjetor-mbi-gjendjen-dhe-levizjen-ne-tregun-e-sigurimeve-ne-vitin-2021/</loc>
		<lastmod>2022-08-15T13:23:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/sq/seanca-e-mbajtur-me-3-08-2022/</loc>
		<lastmod>2022-08-16T07:13:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/aso-reshi-31-poveke-pretstavki-vo-korist-na-osigureniczi-izrecheni-parichni-kazni-za-dve-osiguritelni-kompanii/</loc>
		<lastmod>2022-08-17T07:30:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/sq/ams-ja-ka-zgjidhur-31-me-shume-ankesa-ne-favor-te-personave-te-siguruar-ka-shqiptuar-gjoba-per-dy-kompani-sigurimesh/</loc>
		<lastmod>2022-08-17T07:30:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/sednicza-odrzhana-na-8-08-2022/</loc>
		<lastmod>2022-08-16T15:58:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/sq/seance-e-mbajtur-me-8-08-2022/</loc>
		<lastmod>2022-08-16T15:58:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/en/report-on-the-scope-and-content-of-the-work-of-insurance-agencies-for-the-period-1-1-31-03-2022/</loc>
		<lastmod>2022-08-16T16:02:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/sq/raporti-per-volumin-dhe-permbajtjen-e-veprimtarise-te-shoqerive-per-parfaqesim-ne-sigurime-per-periudhen-1-1-31-03-2022/</loc>
		<lastmod>2022-08-16T16:02:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/izveshtaj-za-obemot-i-sodrzhinata-na-rabota-na-drushtvata-za-zastapuvanje-vo-osiguruvanje-za-periodot-1-1-31-03-2022/</loc>
		<lastmod>2022-08-16T16:02:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/sq/raporti-per-volumin-dhe-permbajtjen-e-veprimtarise-te-shoqerive-per-brokerim-ne-sigurime-per-periudhen-1-1-31-3-2022/</loc>
		<lastmod>2022-08-16T16:05:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/en/report-on-the-scope-and-content-of-the-work-of-insurance-brokerage-companies-for-the-period-1-1-31-3-2022/</loc>
		<lastmod>2022-08-16T16:05:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/izveshtaj-za-obemot-i-sodrzhinata-na-rabota-na-osiguritelno-brokerskite-drushtva-za-periodot-1-1-31-3-2022/</loc>
		<lastmod>2022-08-16T16:06:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/sq/raport-per-punen-e-shoqerive-te-sigurimeve-per-periudhen-1-1-31-3-2022/</loc>
		<lastmod>2022-08-19T15:17:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/osigureniczi-naplatile-329-milioni-evra-kompaniite-isplatile-nad-45-000-shteti/</loc>
		<lastmod>2022-08-23T08:00:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/sq/te-siguruarit-kane-arketuar-32-9-milione-euro-kompanite-kane-paguar-mbi-45-000-deme/</loc>
		<lastmod>2022-08-23T08:00:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/sq/mbrojtja-e-sinjalizuesve/</loc>
		<lastmod>2022-08-23T09:05:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/sq/detyrimet-raportuese-ne-aso-obd-10-8-2022/</loc>
		<lastmod>2022-08-24T09:00:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/sq/l-i-gj-i-parandalimit-te-pastrimit-te-parave-dhe-financimit-te-terrorizmit-2/</loc>
		<lastmod>2022-08-24T09:15:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/sq/ligji-per-proceduren-e-pergjithshme-administrative-2/</loc>
		<lastmod>2022-08-24T09:28:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/sq/law-on-obligations-2/</loc>
		<lastmod>2022-08-24T09:29:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/sq/law-on-trade-companies-2/</loc>
		<lastmod>2022-08-24T10:14:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/s-o-o-p-sh-t-e-n-i-e-za-sproveduvanje-na-obuka-i-struchen-ispit-za-vrshenje-na-osiguritelno-brokerski-raboti-3/</loc>
		<lastmod>2022-08-29T10:09:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/sq/njoftim-per-realizimin-e-trajnimit-dhe-mbajtjen-e-provimit-profesional-per-ushtrimin-e-veprimtarive-te-brokerimit-ne-sigurime-2/</loc>
		<lastmod>2022-08-29T10:10:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/s-o-o-p-sh-t-e-n-i-e-za-sproveduvanje-na-obuka-i-struchen-ispit-za-vrshenje-raboti-na-zastapuvanje-vo-osiguruvanje-4/</loc>
		<lastmod>2022-08-29T10:11:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/sq/nj-o-f-t-i-m-per-mbajtjen-e-trajnimit-dhe-dhenien-e-provimit-profesional-per-ushtrimin-e-veprimtarive-te-perfaqesimit-ne-sigurime/</loc>
		<lastmod>2022-08-29T10:12:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/regulatorite-usvoija-kompetenczii-za-finansiska-edukaczija-i-napravija-golem-ischekor-napred-vo-proczesot-na-finansiska-pismenost/</loc>
		<lastmod>2022-08-29T10:56:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/sq/rregullatoret-kane-miratuar-kompetencat-e-edukimit-financiar-dhe-kane-bere-nje-hap-te-madh-perpara-ne-procesin-e-edukimit-financiar/</loc>
		<lastmod>2022-08-29T10:56:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/osigureniczi-naplatile-329-milioni-evra-kompaniite-isplatile-nad-45-000-shteti-2/</loc>
		<lastmod>2022-08-30T11:06:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/sq/te-siguruarit-kane-arketuar-32-9-milione-euro-kompanite-kane-paguar-mbi-45-000-deme-2/</loc>
		<lastmod>2022-08-30T11:07:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/osiguritelniot-pazar-porasna-8-osigureniczi-vlozhija-877-milioni-evra-za-shest-meseczi/</loc>
		<lastmod>2022-08-30T12:44:09+00:00</lastmod>
		<image:image>
			<image:loc>https://aso.mk/wp-content/uploads/2022/08/aso-1.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://aso.mk/sq/tregu-i-sigurimeve-u-rrit-me-8-policembajtesit-investuan-87-7-milione-euro-ne-gjashte-muaj/</loc>
		<lastmod>2022-08-30T12:59:27+00:00</lastmod>
		<image:image>
			<image:loc>https://aso.mk/wp-content/uploads/2022/08/aso-alb-3.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://aso.mk/sq/permbajtje-e-propozuar-per-rregulloret-e-sigurimit-te-jetes/</loc>
		<lastmod>2022-08-31T16:58:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/samo-3-od-zhitelite-na-negotino-go-osigurale-imotot-30-lozari-prijavile-shteti-od-nevremeto-vo-osiguritelnite-kompanii/</loc>
		<lastmod>2022-09-01T07:08:12+00:00</lastmod>
		<image:image>
			<image:loc>https://aso.mk/wp-content/uploads/2022/09/1.1-1-2.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://aso.mk/sq/vetem-3-e-banoreve-te-negotines-kane-siguruar-pronen-e-tyre-30-vreshtare-raportuan-deme-nga-stuhia-tek-kompanite-e-sigurimit/</loc>
		<lastmod>2022-09-01T07:18:29+00:00</lastmod>
		<image:image>
			<image:loc>https://aso.mk/wp-content/uploads/2022/09/aso-nova.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://aso.mk/finansiskite-regulatori-gi-pretstavija-kompetencziite-za-finansiska-pismenost-pred-privatniot-graganskiot-sektor-i-pretstavniczite-na-infe-oeczd/</loc>
		<lastmod>2022-09-01T13:12:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/sq/rregullatoret-financiare-kane-prezantuar-kompetencat-e-edukimi-financiar-per-perfaqesuesit-e-sektorit-privat-shoqerise-civile-dhe-infe-oecd/</loc>
		<lastmod>2022-09-01T13:13:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/sq/permes-platformes-webex-u-realizua-seminar-me-perfaqesues-nga-industria-e-sigurimeve/</loc>
		<lastmod>2022-09-02T04:26:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/agenczijata-za-supervizija-na-osiguruvanje-aso-go-prodolzhi-rokot-za-prijavuvanje-na-obukite-za-zastapniczi-vo-osiguruvanje-i-osiguritelni-brokeri-do-sreda-7-septemvri-2022-godina/</loc>
		<lastmod>2022-09-02T07:50:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/sq/agjencia-e-mbikeqyrjes-se-sigurimeve-ams-e-ka-shtyre-afatin-per-regjistrimin-e-trajnimeve-per-perfaqesues-te-sigurimeve-dhe-broker-te-sigurimeve-deri-te-merkuren-data-7-shtator-2022/</loc>
		<lastmod>2022-09-02T07:50:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/mislenje-vo-vrska-so-vlozhuvanje-od-sredstvata-za-kapital-vo-evroobvrzniczi-izdadeni-od-ministerstvoto-za-finansii/</loc>
		<lastmod>2022-09-02T07:59:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/sq/opinion-ne-lidhje-me-investimin-e-fondeve-kapitale-ne-eurobono-te-emetuar-nga-ministria-e-financave/</loc>
		<lastmod>2022-09-02T08:00:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/sq/shkupianet-raportuan-349-deme-te-siguruara-nga-stuhia-e-forte-prona-e-east-gate-mall-e-siguruar-me-franshize-prej-100-000-eurosh/</loc>
		<lastmod>2022-09-15T07:34:30+00:00</lastmod>
		<image:image>
			<image:loc>https://aso.mk/wp-content/uploads/2022/09/aso-2-alb.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://aso.mk/skopjani-prijavija-349-osigurani-shteti-od-silnoto-nevreme-imotot-na-ist-gejt-mol-osiguran-so-franshiza-od-100-000-evra/</loc>
		<lastmod>2022-09-15T08:27:12+00:00</lastmod>
		<image:image>
			<image:loc>https://aso.mk/wp-content/uploads/2022/09/aso-2-1-1.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://aso.mk/sq/seance-e-mbajtur-me-14-09-2022/</loc>
		<lastmod>2022-09-20T06:42:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/sednicza-odrzhana-na-14-09-2022/</loc>
		<lastmod>2022-09-20T06:56:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/sq/konkurs-per-nxenes-te-arsimit-fillor-dhe-te-mesem-me-rastin-e-dites-se-sigurimeve-1-nentor-te-vitit-2022/</loc>
		<lastmod>2022-09-21T09:12:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/konkurs-za-ucheniczi-od-osnovno-i-sredno-obrazovanie-po-povod-denot-na-osiguruvanje-%e2%80%92-1-noemvri-2022-godinakonkurs-za-ucheniczi-od-osnovno-i-sredno-obrazovanie-po-povod-denot-na-osiguruvanje/</loc>
		<lastmod>2022-09-21T09:15:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/sednicza-odrzhana-na-23-09-2022/</loc>
		<lastmod>2022-09-23T11:40:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/sq/seance-e-mbajtur-me-23-09-2022/</loc>
		<lastmod>2022-09-23T11:41:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/shto-mora-da-vi-pokazhe-prodavachot-pred-da-kupite-junit-linkd-osiguruvanje-zhivot/</loc>
		<lastmod>2022-10-03T07:15:47+00:00</lastmod>
		<image:image>
			<image:loc>https://aso.mk/wp-content/uploads/2022/10/307079878_454918150012651_7728367351394682045_n-1.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://aso.mk/sq/cfare-duhet-tju-tregoje-shitesi-para-se-te-blini-junit-linkd-sigurim-jete/</loc>
		<lastmod>2022-10-03T07:17:59+00:00</lastmod>
		<image:image>
			<image:loc>https://aso.mk/wp-content/uploads/2022/10/306988602_454919216679211_9211313601607542375_n-1.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://aso.mk/aso-izgotvi-predlog-akti-so-czel-ureduvanje-na-nachin-i-postapka-na-redovna-oczenka-na-ispolnuvanje-na-uslovite-za-chlen-na-organ-na-upravuvanje-chlen-na-nadzoren-organ-vo-drushtvo-za-osiguruvanje-na/</loc>
		<lastmod>2022-10-04T10:11:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/sq/23121-2/</loc>
		<lastmod>2022-10-05T08:15:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/sq/ams-ja-ka-hartuar-project-akte-me-qellim-te-normativizimit-te-menyres-dhe-procedures-se-nje-vleresimi-te-rregullt-te-plotesimit-te-kerkesave-per-anetar-te-organit-drejtues-anetar-te-organit-mbikeqyr/</loc>
		<lastmod>2022-10-05T09:13:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/trite-evropski-nadzorni-tela-objavija-zaednichko-soopshtenie-za-riziczite-za-esenta-2022/</loc>
		<lastmod>2022-10-06T07:27:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/sq/te-tre-organet-mbikeqyrese-evropiane-publikuan-nje-deklarate-te-perbashket-mbi-rreziqet-per-vjeshten-e-vitit-2022/</loc>
		<lastmod>2022-10-06T07:28:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/vo-zhivo-link-od-polaganje-na-struchen-ispit-za-zastapniczi-vo-osiguruvanje/</loc>
		<lastmod>2022-10-13T07:38:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/vo-zhivo-link-od-polaganje-na-struchen-ispit-za-osiguritelni-brokeri/</loc>
		<lastmod>2022-10-14T07:35:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/sednicza-odrzhana-na-12-10-2022/</loc>
		<lastmod>2022-10-14T07:41:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/sq/seance-e-mbajtur-me-12-10-2022/</loc>
		<lastmod>2022-10-14T07:42:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/izveshtaj-za-obemot-i-sodrzhinata-na-rabota-na-osiguritelno-brokerskite-drushtva-za-periodot-1-1-31-12-2021/</loc>
		<lastmod>2022-10-18T03:34:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/sq/raporti-per-volumin-dhe-permbajtjen-e-veprimtarisete-shoqerive-per-brokerim-ne-sigurimeper-periudhen-1-1-31-12-2021/</loc>
		<lastmod>2022-10-18T03:36:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/en/report-on-the-scope-and-content-of-the-work-of-insurance-brokerage-companies-for-the-period-1-1-31-12-2021/</loc>
		<lastmod>2022-10-18T03:36:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/izveshtaj-za-obemot-i-sodrzhinata-na-rabota-na-osiguritelno-brokerskite-drushtva-za-periodot-1-1-30-9-2021/</loc>
		<lastmod>2022-10-18T13:52:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/sq/seance-e-mbajtur-me-21-10-2022/</loc>
		<lastmod>2022-10-25T13:10:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/sednicza-odrzhana-na-21-10-2022/</loc>
		<lastmod>2022-10-25T17:37:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/izveshtaj-za-obemot-i-sodrzhinata-na-rabota-na-osiguritelno-brokerskite-drushtva-za-periodot-1-1-30-6-2022/</loc>
		<lastmod>2022-10-26T11:46:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/sq/raporti-per-volumin-dhe-permbajtjen-e-veprimtarise-te-shoqerive-per-brokerim-ne-sigurime-per-periudhen-1-1-30-6-2022/</loc>
		<lastmod>2022-10-26T11:47:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/en/report-on-the-scope-and-content-of-the-work-of-insurance-brokerage-companies-for-the-period-1-1-30-6-2022/</loc>
		<lastmod>2022-10-26T11:48:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/izveshtaj-za-obemot-i-sodrzhinata-na-rabota-na-drushtvata-za-zastapuvanje-vo-osiguruvanje-za-periodot-1-1-30-6-2022/</loc>
		<lastmod>2022-10-26T11:49:12+00:00</lastmod>
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	<url>
		<loc>https://aso.mk/sq/raporti-per-volumin-dhe-permbajtjen-e-veprimtarise-te-shoqerive-per-parfaqesim-ne-sigurime-per-periudhen-1-1-30-6-2022/</loc>
		<lastmod>2022-10-26T11:49:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/en/report-on-the-scope-and-content-of-the-work-of-insurance-agencies-for-the-period-1-1-30-6-2022/</loc>
		<lastmod>2022-10-26T11:50:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/sq/ams-organizoi-trajnim-me-te-cilin-u-bashkua-ne-menyre-aktive-ne-shenimin-e-muajit-evropian-per-sigurine-kibernetike/</loc>
		<lastmod>2022-10-31T07:53:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/aso-organizirashe-obuka-so-koja-aktivno-se-prikluchi-vo-odbelezhuvanje-na-evropskiot-mesecz-za-sajber-bezbednost/</loc>
		<lastmod>2022-10-31T08:00:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/naczionalniot-den-na-osiguruvanje-1-noemvri-zoshto-e-vazhen/</loc>
		<lastmod>2022-10-31T13:20:19+00:00</lastmod>
		<image:image>
			<image:loc>https://aso.mk/wp-content/uploads/2022/10/5-26.png</image:loc>
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	</url>
	<url>
		<loc>https://aso.mk/sq/dita-kombetare-e-sigurimeve-1-nentori-pse-eshte-e-rendesishme/</loc>
		<lastmod>2022-10-31T13:52:10+00:00</lastmod>
		<image:image>
			<image:loc>https://aso.mk/wp-content/uploads/2022/10/5-28.png</image:loc>
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	<url>
		<loc>https://aso.mk/sq/dita-e-sigurimeve-1-nentori-bursa-per-nente-studentet-me-te-mire-ne-fakultetin-ekonomik-ne-universitetin-shen-cirili-dhe-metodi/</loc>
		<lastmod>2022-11-01T12:25:44+00:00</lastmod>
		<image:image>
			<image:loc>https://aso.mk/wp-content/uploads/2022/11/foto-1-1-1.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://aso.mk/den-na-osiguruvanjeto-1-noemvri-stipendiii-za-devet-najdobri-studenti-na-ekonomskiot-fakultet-pri-ukim/</loc>
		<lastmod>2022-11-01T12:41:25+00:00</lastmod>
		<image:image>
			<image:loc>https://aso.mk/wp-content/uploads/2022/11/foto-1-1.jpg</image:loc>
		</image:image>
	</url>
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		<loc>https://aso.mk/nagraden-trud/</loc>
		<lastmod>2022-11-02T09:48:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/sq/ndahen-cmimet-e-konkursit-per-nxenesit-e-shkollave-fillore-dhe-te-mesme-me-rastin-e-dites-se-sigurimeve-1-nentorit-2/</loc>
		<lastmod>2022-11-02T12:45:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/spisok-na-nagradeni-ucheniczi-2022/</loc>
		<lastmod>2022-11-02T12:47:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/vo-zhivo-struchen-ispit-praktichen-del-za-zastapniczi-vo-osiguruvanjeto-2-11-2022-godina/</loc>
		<lastmod>2022-11-02T12:57:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/vo-zhivo-polaganje-na-struchen-ispit-za-osiguritelen-broker-3-11-2022-godina/</loc>
		<lastmod>2022-11-03T12:12:54+00:00</lastmod>
	</url>
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		<loc>https://aso.mk/sq/ams-ja-ndau-cmimin-per-punimin-me-te-mire-investigative-ne-fushen-e-menaxhimit-te-rrezikut-ne-sigurime/</loc>
		<lastmod>2022-11-04T08:15:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/izveshtaj-za-rabotenjeto-na-drushtvata-za-osiguruvanje-za-periodot-1-1-30-6-2022/</loc>
		<lastmod>2022-11-04T11:22:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/en/report-on-business-performance-of-the-insurance-undertakings-for-the-period-1-1-30-6-2022/</loc>
		<lastmod>2022-11-04T11:23:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/sq/raport-per-punen-e-shoqerive-te-sigurimeve-per-periudhen-1-1-30-6-2022/</loc>
		<lastmod>2022-11-04T11:23:48+00:00</lastmod>
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		<loc>https://aso.mk/aso-dodeli-nagrada-za-najdobar-istrazhuvachki-trud-od-oblasta-za-upravuvanje-so-riziczi-vo-osiguruvanjeto/</loc>
		<lastmod>2022-11-05T17:20:46+00:00</lastmod>
		<image:image>
			<image:loc>https://aso.mk/wp-content/uploads/2022/11/qilun2m.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://aso.mk/sq/seance-e-mbajtur-me-02-11-2022/</loc>
		<lastmod>2022-11-07T12:16:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/sednicza-odrzhana-na-02-11-2022/</loc>
		<lastmod>2022-11-07T18:46:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/vo-zhivo-struchen-ispit-za-zastapniczi-vo-osiguruvanje-8-11-2022-godina/</loc>
		<lastmod>2022-11-08T10:06:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/struchen-ispit-za-osiguritelen-broker-9-11-2022-g/</loc>
		<lastmod>2022-11-09T09:24:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/nad-278-000-gragani-go-osigurale-zhivotot-za-shest-meseczi-vlozhile-edna-milijarda-denari/</loc>
		<lastmod>2022-11-11T09:15:50+00:00</lastmod>
		<image:image>
			<image:loc>https://aso.mk/wp-content/uploads/2022/11/aso-zivotno.png</image:loc>
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	</url>
	<url>
		<loc>https://aso.mk/sq/jeten-e-kane-siguruar-mbi-278-000-qytetare-per-gjashte-muaj-investuan-nje-miliard-denare/</loc>
		<lastmod>2022-11-11T09:16:58+00:00</lastmod>
		<image:image>
			<image:loc>https://aso.mk/wp-content/uploads/2022/11/aso-zivotno-alb.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://aso.mk/aso-reshi-82-poveke-pretstavki-vo-korist-na-osigureniczite-vkupniot-broj-na-poplaki-nadmina-200/</loc>
		<lastmod>2022-11-17T08:26:28+00:00</lastmod>
		<image:image>
			<image:loc>https://aso.mk/wp-content/uploads/2022/11/unknown_299623984_206196145071203_3696036939017097520_n.jpg</image:loc>
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	</url>
	<url>
		<loc>https://aso.mk/sq/aso-zgjidhi-82-me-shume-ankesa-ne-favor-te-te-siguruarve-numri-total-i-ankesave-tejkaloi-shifren-200/</loc>
		<lastmod>2022-11-17T08:27:36+00:00</lastmod>
		<image:image>
			<image:loc>https://aso.mk/wp-content/uploads/2022/11/unknown_299561518_733391181101076_5469682528921678030_n.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://aso.mk/denovi-na-finasiskata-pismenost-23-25-noemvri-2022-godina/</loc>
		<lastmod>2022-11-18T07:56:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/sq/ditet-e-edukimit-financiar-23-25-nentor-2022/</loc>
		<lastmod>2022-11-18T07:57:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/sq/ams-ndau-diploma-dhe-fletelavderimi-per-nxenesit-per-vizatimet-dhe-punimet-me-rastin-e-diteve-te-edukimit-financiar/</loc>
		<lastmod>2022-11-21T11:28:45+00:00</lastmod>
		<image:image>
			<image:loc>https://aso.mk/wp-content/uploads/2022/11/foto-nagradi-i-pofalnici.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://aso.mk/aso-dodeli-nagradi-i-pofalniczi-na-ucheniczi-za-czrtezhi-i-tvorbi-po-povod-denovite-na-finansiska-pismenost/</loc>
		<lastmod>2022-11-21T11:30:26+00:00</lastmod>
		<image:image>
			<image:loc>https://aso.mk/wp-content/uploads/2022/11/foto-nagradi-i-pofalnici.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://aso.mk/broshuraevropski-izveshtaj-za-soobrakajna-nezgoda-shto-treba-da-znaete/</loc>
		<lastmod>2022-11-23T08:05:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/sq/broshura-raport-europian-i-aksidenteve-rrugore-cfare-duhet-te-dini/</loc>
		<lastmod>2022-11-23T08:06:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/nova-broshura-na-aso-po-povod-denovite-na-finasiska-pismenost-noemvri-2022-godina/</loc>
		<lastmod>2022-11-23T08:56:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/sq/broshure-e-re-e-ams-se-me-rastin-e-diteve-te-edukimit-financiar-nentor-viti-2022/</loc>
		<lastmod>2022-11-23T09:03:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/zgolemete-go-vasheto-znaenje-za-osiguruvanje-preku-dobivanje-na-informaczii-instrukczii-i-soveti/</loc>
		<lastmod>2022-11-24T13:16:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/sq/forconi-njohurite-tuaja-per-sigurimet-permes-marrjes-se-informacioneve-instruksioneve-dhe-keshillave/</loc>
		<lastmod>2022-11-24T13:17:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/obrasciicirkulari/</loc>
		<lastmod>2022-11-25T10:40:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/izveshtaj-za-reosiguruvanje/</loc>
		<lastmod>2022-11-28T09:10:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/komitet-za-finansiska-stabilnost-finansiskata-stabilnost-e-zadrzhana/</loc>
		<lastmod>2022-11-28T12:41:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/sednicza-odrzhana-na-15-11-2022/</loc>
		<lastmod>2022-11-29T09:25:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/sq/seanca-e-mbajtur-me-15-11-2022/</loc>
		<lastmod>2022-11-29T09:26:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/sq/komiteti-per-stabilitet-financiar-eshte-ruajtur-stabiliteti-financiar/</loc>
		<lastmod>2022-11-30T10:57:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/prirachnik-za-osnovanje-i-rabota-na-osiguritelno-brokersko-drushtvo/</loc>
		<lastmod>2022-12-01T09:29:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/sednicza-odrzhana-na-30-11-2022/</loc>
		<lastmod>2022-12-01T11:18:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/sq/seance-e-mbajtur-me-30-11-2022/</loc>
		<lastmod>2022-12-01T11:18:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/vo-zhivo-ispit-za-zastapniczi-vo-osiguruvanje-praktichen-del-1-12-2022-godina/</loc>
		<lastmod>2022-12-01T12:23:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/vo-zhivo-struchen-ispit-za-brokeri-vo-osiguruvanje-praktichen-del-2-12-2022-godina/</loc>
		<lastmod>2022-12-02T13:23:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/sednicza-odrzhana-na-2-12-2022/</loc>
		<lastmod>2022-12-02T19:37:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/sq/seance-e-mbajtur-me-2-12-2022/</loc>
		<lastmod>2022-12-02T19:37:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/sq/lista-tarifore-per-permbajtjen-dhe-vleren-e-kompensimeve-dhe-tarifave-qe-arketohen-nga-agjencia-e-mbikeqyrjes-se-sigurimeve-dhe-afatet-e-pageses_tekst-i-konsoliduar/</loc>
		<lastmod>2022-12-13T13:12:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/vo-zhivo-struchen-ispit-za-zastapniczi-vo-osiguruvanje-teoretski-del-22-12-2022-godina/</loc>
		<lastmod>2022-12-22T10:10:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/vo-zhivo-ispit-za-brokeri-vo-osiguruvanje-teoretski-del-23-12-2022-godina/</loc>
		<lastmod>2022-12-23T13:31:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/odrzhana-sredba-na-rabotnata-grupa-za-sledenje-na-sproveduvanjeto-na-strategijata-za-finansiska-edukaczija-i-finansiska-inkluzija/</loc>
		<lastmod>2022-12-26T14:23:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/sq/u-mbajt-takimi-i-grupit-te-punes-per-monitorimin-e-zbatimit-te-strategjise-per-edukimin-financiar-dhe-perfshirjen-financiare/</loc>
		<lastmod>2022-12-26T14:23:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/sednicza-odrzhana-na-26-12-2022/</loc>
		<lastmod>2022-12-27T11:22:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/sq/seance-e-mbajtur-me-26-12-2022/</loc>
		<lastmod>2022-12-27T11:23:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/osigureniczi-naplatija-485-milioni-evra-brojot-na-isplateni-shteti-porasna-za-29/</loc>
		<lastmod>2022-12-28T10:00:59+00:00</lastmod>
		<image:image>
			<image:loc>https://aso.mk/wp-content/uploads/2022/12/aso-kolaz-2.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://aso.mk/sq/te-siguruarit-arketuan-48-5-milione-euro-numri-i-demeve-te-paguara-u-rrit-me-29/</loc>
		<lastmod>2022-12-28T10:02:11+00:00</lastmod>
		<image:image>
			<image:loc>https://aso.mk/wp-content/uploads/2022/12/aso-kolaz-alb-1.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://aso.mk/intervju-krste-shajnoski-so-zadolzhitelnoto-zemjodelsko-osiguruvanje-drzhavata-ke-se-vkluchi-i-ke-bide-siguren-partner-i-za-dvete-strani-zemjodelczite-i-osiguritelnite-kompanii/</loc>
		<lastmod>2023-01-03T11:15:12+00:00</lastmod>
		<image:image>
			<image:loc>https://aso.mk/wp-content/uploads/2023/01/krste-s-837x558-1.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://aso.mk/vazhno-izvestuvanje-za-osiguritelno-brokerski-drushtva/</loc>
		<lastmod>2023-01-09T10:51:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/za-pogolema-zashtita-na-nad-650-000-osigureniczi-aso-utvrdi-minimalni-iznosi-za-isplata-na-shteta-za-povreda-pri-nezgoda/</loc>
		<lastmod>2023-01-10T08:37:21+00:00</lastmod>
		<image:image>
			<image:loc>https://aso.mk/wp-content/uploads/2023/01/unknown_276109624_4762764990516617_3405211899179009120_n.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://aso.mk/sq/per-nje-mbrojtje-me-te-madhe-te-mbi-650000-policembajtesve-ams-ja-ka-vendosur-shuma-minimale-per-pagesen-e-demit-per-demtime-ne-rast-aksidenti/</loc>
		<lastmod>2023-01-10T08:44:34+00:00</lastmod>
		<image:image>
			<image:loc>https://aso.mk/wp-content/uploads/2023/01/unknown_275954948_740847770230751_3074048324452753351_n.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://aso.mk/izveshtaj-za-rabotenjeto-na-drushtvata-za-osiguruvanje-od-1-1-do-30-9-2022-godina/</loc>
		<lastmod>2023-01-16T14:41:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/izveshtaj-za-rabotenjeto-na-drushtvata-za-zastapuvanje-vo-osiguruvanje-od-1-1-do-30-9-2022-godina/</loc>
		<lastmod>2023-01-16T14:43:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/izveshtaj-za-rabotenjeto-na-osiguritelno-brokerskite-drushtva-od-1-1-do-30-9-2022-godina/</loc>
		<lastmod>2023-01-16T14:47:08+00:00</lastmod>
	</url>
	<url>
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		<lastmod>2023-03-24T09:54:03+00:00</lastmod>
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		<lastmod>2023-03-28T11:19:05+00:00</lastmod>
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		<lastmod>2023-03-30T11:56:38+00:00</lastmod>
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		<lastmod>2023-03-30T13:09:12+00:00</lastmod>
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		<lastmod>2023-03-30T15:36:21+00:00</lastmod>
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		<lastmod>2023-04-05T07:05:53+00:00</lastmod>
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			<image:loc>https://aso.mk/wp-content/uploads/2023/04/zivotno-1.png</image:loc>
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		<lastmod>2023-04-13T12:08:25+00:00</lastmod>
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		<loc>https://aso.mk/sq/seance-e-mbajtur-me-12-prill-2023/</loc>
		<lastmod>2023-04-13T12:08:57+00:00</lastmod>
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		<lastmod>2023-05-16T09:07:13+00:00</lastmod>
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		<loc>https://aso.mk/sq/seanca-e-mbajtur-me-4-maj/</loc>
		<lastmod>2023-05-16T09:11:27+00:00</lastmod>
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		<loc>https://aso.mk/sq/sigurimi-shendetesor-privat-vazhdon-te-jete-sigurimi-vullnetar-me-popullor-me-rritje-te-shitjeve-prej-63-per-qind-investimet-ne-sigurimin-e-pasurise-arriten-ne-10-milione-euro-ne-tre-muaj-dhe-rritje/</loc>
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		<loc>https://aso.mk/prenos-vo-zhivo-na-22-05-23/</loc>
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		<loc>https://aso.mk/privatnoto-zdravstveno-osiguruvanje-i-ponatamu-e-najpopularno-dobrovolno-osiguruvanje-so-rast-na-prodazhbata-od-63-otsto-vlozhuvanjata-vo-osiguruvanje-imot-dostignaa-10-milioni-evra-za-tri-meseczi-a/</loc>
		<lastmod>2023-05-22T12:37:25+00:00</lastmod>
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		<loc>https://aso.mk/vo-zhivo-ispit-za-osiguritelni-brokeri-praktichen-del-23-maj-2023-godina/</loc>
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			<image:loc>https://aso.mk/wp-content/uploads/2023/05/stiker-pretstavki-01.jpg</image:loc>
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		<lastmod>2023-05-26T12:10:48+00:00</lastmod>
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		<loc>https://aso.mk/sednicza-odrzhana-na-23-maj/</loc>
		<lastmod>2023-05-26T12:12:39+00:00</lastmod>
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		<loc>https://aso.mk/sq/seance-e-mbajtur-me-23-maj/</loc>
		<lastmod>2023-05-26T12:13:26+00:00</lastmod>
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		<loc>https://aso.mk/sednicza-odrzhana-na-15-maj/</loc>
		<lastmod>2023-05-26T12:15:06+00:00</lastmod>
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		<loc>https://aso.mk/sednicza-odrzhana-na-3-maj/</loc>
		<lastmod>2023-05-27T11:35:52+00:00</lastmod>
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		<loc>https://aso.mk/sednicza-odrzhana-na-4-maj/</loc>
		<lastmod>2023-05-27T11:35:57+00:00</lastmod>
	</url>
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		<loc>https://aso.mk/sq/te-dhena-mujore-per-sigurimin-jo-jete-prill-2023/</loc>
		<lastmod>2023-05-29T11:10:51+00:00</lastmod>
	</url>
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		<loc>https://aso.mk/sednicza-odrzhana-na-30-maj/</loc>
		<lastmod>2023-05-30T13:36:44+00:00</lastmod>
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		<loc>https://aso.mk/sednicza-odrzhana-na-30-maj-2/</loc>
		<lastmod>2023-05-30T13:38:00+00:00</lastmod>
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		<loc>https://aso.mk/sq/seanca-e-mbajtur-me-30-maj/</loc>
		<lastmod>2023-05-30T13:38:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/sq/sigurimi-i-jetes-prill-2023/</loc>
		<lastmod>2023-06-01T08:07:13+00:00</lastmod>
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		<loc>https://aso.mk/chetvrta-rabotna-sredba-na-regulatorite-privatniot-i-graganskiot-sektor-za-sledenje-na-sproveduvanjeto-na-strategijata-za-finansiska-edukaczija-i-finansiska-inkluzija/</loc>
		<lastmod>2023-06-05T08:52:27+00:00</lastmod>
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		<loc>https://aso.mk/sq/takimi-i-katert-i-punes-se-rregullatoreve-sektorit-privat-dhe-civil-per-monitorimin-e-zbatimit-te-strategjise-per-edukimin-financiar-dhe-perfshirje-financiare/</loc>
		<lastmod>2023-06-05T08:55:34+00:00</lastmod>
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		<loc>https://aso.mk/aso-promovirani-14-novi-aktuari-vrvni-matematichari-koi-uspeshno-zavrshija-dvegodishna-obuka-ke-ja-zajaknat-osiguritelnata-industrija/</loc>
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			<image:loc>https://aso.mk/wp-content/uploads/2023/06/img_3349-1-min.png</image:loc>
		</image:image>
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	<url>
		<loc>https://aso.mk/sq/ams-promovohen-14-aktuare-te-rinj-matematiciene-te-afte-qe-perfunduan-me-sukses-trajnimin-dyvjecar-do-te-forcojne-industrine-e-sigurimeve/</loc>
		<lastmod>2023-06-06T08:43:54+00:00</lastmod>
		<image:image>
			<image:loc>https://aso.mk/wp-content/uploads/2023/06/img_3349-1-min.png</image:loc>
		</image:image>
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		<loc>https://aso.mk/prodolzhuva-proektot-za-finansiska-pismenost-so-infe-oeczd-ministerstvo-za-finansii-na-holandija-i-money-wise/</loc>
		<lastmod>2023-06-07T09:19:13+00:00</lastmod>
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	<url>
		<loc>https://aso.mk/sq/projekti-i-edukimit-financiar-vazhdon-me-infe-oecd-ministrine-e-financave-te-holandes-dhe-money-wise/</loc>
		<lastmod>2023-06-07T09:19:55+00:00</lastmod>
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	<url>
		<loc>https://aso.mk/en/financial-literacy-project-with-infe-oecd-ministry-of-finance-of-the-netherlands-and-money-wise-continues/</loc>
		<lastmod>2023-06-07T09:20:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/sq/seance-e-mbajtur-me-5-qershor-2023/</loc>
		<lastmod>2023-06-07T13:38:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/odrzhana-sednicza-na-8-juni-2023/</loc>
		<lastmod>2023-06-08T19:36:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/sq/seance-e-mbajtur-me-8-qershor-2023/</loc>
		<lastmod>2023-06-08T19:37:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/sednicza-odrzhana-na-5-juni-2023-godina/</loc>
		<lastmod>2023-06-13T10:33:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/reforma-na-zadolzhitelnoto-osiguruva-e-mtpl/</loc>
		<lastmod>2023-06-14T09:37:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/sq/reforma-e-sigurimit-te-detyrueshem-mtpl/</loc>
		<lastmod>2023-06-14T09:37:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/sq/te-dhena-mujore-per-sigurimin/</loc>
		<lastmod>2023-06-21T10:39:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/izveshtaj-za-rabotata-na-drushtvata-za-osiguruvanje-od-1-1-do-31-3-2023-godina/</loc>
		<lastmod>2023-06-27T12:09:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/sednicza-odrzhana-na-29-juni-2023-godina/</loc>
		<lastmod>2023-07-03T07:20:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/sq/seance-e-mbajtur-me-29-qershor-2023/</loc>
		<lastmod>2023-07-03T07:21:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/mesechni-podatoczi-za-osiguruvanje-zhivot-april-2023-godina/</loc>
		<lastmod>2023-07-04T14:02:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/izveshtaj-za-obemot-i-sodrzhinata-na-rabotata-na-osiguritelno-brokerskite-drushtva-za-januari-mart-2023-godina/</loc>
		<lastmod>2023-07-05T06:45:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/sq/raporti-per-volumin-dhe-permbajtjen-e-veprimtarise-te-shoqerive-per-brokerim-ne-sigurime-per-periudhen-1-1-31-3-2023/</loc>
		<lastmod>2023-07-05T06:45:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/en/report-on-the-scope-and-content-of-the-work-of-insurance-brokerage-companies-for-the-period-1-1-31-3-2023/</loc>
		<lastmod>2023-07-05T06:46:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/izveshtaj-za-rabotenjeto-na-drushtvata-za-zastapuvanje-vo-osiguruvanje-od-1-1-do-31-3-2023-godina/</loc>
		<lastmod>2023-07-05T06:48:04+00:00</lastmod>
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	<url>
		<loc>https://aso.mk/sq/raporti-per-volumin-dhe-permbajtjen-e-veprimtarise-te-shoqerive-per-parfaqesim-ne-sigurime-per-periudhen-1-1-31-3-2023/</loc>
		<lastmod>2023-07-05T06:48:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/en/report-on-the-scope-and-content-of-the-work-of-insurance-agencies-for-the-period-1-1-31-3-2023/</loc>
		<lastmod>2023-07-05T06:49:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/sednicza-oddrzhana-na-5-juli/</loc>
		<lastmod>2023-07-10T13:15:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/sq/seance-e-mbajtur-me-5-korrik-2023/</loc>
		<lastmod>2023-07-10T13:15:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/sq/te-dhena-mujore-per-sigurimin-2/</loc>
		<lastmod>2023-07-11T16:49:25+00:00</lastmod>
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	<url>
		<loc>https://aso.mk/sednicza-oddrzhana-na-11-juli/</loc>
		<lastmod>2023-07-12T08:43:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/sq/seance-e-mbjatur-me-11-korrik/</loc>
		<lastmod>2023-07-12T08:44:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/aso-izdade-dozvola-za-nova-investiczija-vredna-4-milioni-evra-se-formira-nova-kompanija-za-osiguruvanje-zhivot/</loc>
		<lastmod>2023-07-12T09:14:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/sq/ams-ja-ka-dhene-leje-per-nje-investim-me-vlere-4-milione-euro-krijohet-nje-shoqeri-e-re-e-sigurimeve-te-jetes/</loc>
		<lastmod>2023-07-12T09:15:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/en/isa-issued-a-work-permit-for-a-new-eur-4-million-investment-a-new-life-insurance-company-is-being-established/</loc>
		<lastmod>2023-07-14T07:30:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/moneyval-sistemot-za-liczencziranje-na-aso-gi-ispolnuva-megunarodnite-standardi-za-borba-protiv-perenje-pari-i-finansiranje-terorizam/</loc>
		<lastmod>2023-07-17T08:12:13+00:00</lastmod>
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		<loc>https://aso.mk/sq/moneyval-sistemi-i-licencimit-te-ams-permbush-standardet-nderkombetare-per-luften-e-pastrimit-te-parave-dhe-financimit-te-terrorizmit/</loc>
		<lastmod>2023-07-17T08:12:59+00:00</lastmod>
	</url>
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		<loc>https://aso.mk/sednicza-odrzhana-na-17-juli/</loc>
		<lastmod>2023-07-18T15:01:05+00:00</lastmod>
	</url>
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		<loc>https://aso.mk/sq/seance-e-mbajtur-me-17-korrik1-procesverbali-i-seances-se-21-te-te-keshillit-te-eksperteve-te-agjencise-se-mbikeqyrjes-se-sigurimeve-per-vitin-2023-te-mbajtur-me-11-korrik-te-vitit-2023-2-shqyrtim/</loc>
		<lastmod>2023-07-18T15:01:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/sq/trajnim-per-perfaqesues-ne-sigurim-2/</loc>
		<lastmod>2023-07-21T09:44:58+00:00</lastmod>
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	<url>
		<loc>https://aso.mk/sq/soopshtenie-za-obuka-i-brokeri-%d1%98uli-avgust-2023-alb/</loc>
		<lastmod>2023-07-21T09:49:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/sq/seance-e-mbajtur-me-1-gusht/</loc>
		<lastmod>2023-08-07T12:56:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/sednicza-odrzhana-na-1avgust/</loc>
		<lastmod>2023-08-07T13:29:53+00:00</lastmod>
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		<loc>https://aso.mk/sq/projekt-akt-per-diskutim-publik-afati-i-fundit-per-komente-1-shtator-2023/</loc>
		<lastmod>2023-08-09T13:22:33+00:00</lastmod>
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		<loc>https://aso.mk/zakon-za-restriktivni-merki/</loc>
		<lastmod>2023-08-10T13:59:56+00:00</lastmod>
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		<loc>https://aso.mk/zakon-za-sprechuvanje-perenje-pari-i-finansiranje-na-terorizam/</loc>
		<lastmod>2023-08-10T14:00:15+00:00</lastmod>
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	<url>
		<loc>https://aso.mk/mesechni-podatoczi-za-osiguruvanje-nezhivot-april-2023-godina/</loc>
		<lastmod>2023-08-14T07:38:28+00:00</lastmod>
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	<url>
		<loc>https://aso.mk/sednicza-odrzhana-na-15-avgust/</loc>
		<lastmod>2023-08-15T13:36:27+00:00</lastmod>
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	<url>
		<loc>https://aso.mk/sq/seance-e-mbajtur-me-15-gusht-2023/</loc>
		<lastmod>2023-08-15T13:37:13+00:00</lastmod>
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	<url>
		<loc>https://aso.mk/en/annual-report-on-the-operations-of-the-insurance-supervision-agency-in-2022/</loc>
		<lastmod>2023-08-16T10:26:37+00:00</lastmod>
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	<url>
		<loc>https://aso.mk/sq/raporti-vjetor-i-punes-se-agjencise-se-mbikeqyrjes-te-sigurimeve-per-vitin-2022/</loc>
		<lastmod>2023-08-16T12:13:31+00:00</lastmod>
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	<url>
		<loc>https://aso.mk/osigureniczi-za-eden-mesecz-naplatija-1-milion-evra-od-privatno-zdravstveno-osiguruvanje/</loc>
		<lastmod>2023-08-21T06:56:30+00:00</lastmod>
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			<image:loc>https://aso.mk/wp-content/uploads/2023/08/1.-nezhivot-mk-1.png</image:loc>
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		<loc>https://aso.mk/sq/policembajtesit-per-nje-muaj-arketuan-1-milion-euro-nga-sigurimet-shendetesore-private/</loc>
		<lastmod>2023-08-21T06:59:46+00:00</lastmod>
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			<image:loc>https://aso.mk/wp-content/uploads/2023/08/1.-nezhivot-alb-1.png</image:loc>
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		<loc>https://aso.mk/izveshtaj-za-rabotenjeto-na-drushtvata-za-osiguruvanje-za-periodot-1-1-30-6-2023/</loc>
		<lastmod>2023-08-22T07:03:05+00:00</lastmod>
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	<url>
		<loc>https://aso.mk/sq/raport-per-punen-e-shoqerive-te-sigurimeve-per-periudhen/</loc>
		<lastmod>2023-08-22T07:06:48+00:00</lastmod>
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	<url>
		<loc>https://aso.mk/en/report-on-business-performance-of-the-insurance-undertakings-for-the-period-1-1-30-6-2023/</loc>
		<lastmod>2023-08-22T07:08:43+00:00</lastmod>
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	<url>
		<loc>https://aso.mk/mesechni-podatoczi-za-osiguruvanje/</loc>
		<lastmod>2023-08-24T06:37:23+00:00</lastmod>
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		<loc>https://aso.mk/mesechni-podatoczi-za-osiguruvanje-nezhivot-maj-2023-ekselot-so-naslov-202305-_n-o_mesecni/</loc>
		<lastmod>2023-08-24T06:38:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/vo-ek-na-letni-odmori-samo-vo-juli-80-000-gragani-vlozhija-685-000-evra-vo-patnichko-osiguruvanje/</loc>
		<lastmod>2023-08-29T06:58:22+00:00</lastmod>
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			<image:loc>https://aso.mk/wp-content/uploads/2023/08/aso-mak2.jpg</image:loc>
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	</url>
	<url>
		<loc>https://aso.mk/sq/ne-kulmin-e-pushimeve-verore-vetem-ne-korrik-80-mije-qytetare-investuan-685-mije-euro-ne-sigurime-te-shendetit-ne-udhetim/</loc>
		<lastmod>2023-08-29T06:59:33+00:00</lastmod>
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			<image:loc>https://aso.mk/wp-content/uploads/2023/08/aso-alb-2.jpg</image:loc>
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	</url>
	<url>
		<loc>https://aso.mk/annual-report-on-the-status-and-movement-of-the-insurance-market-in-2022/</loc>
		<lastmod>2023-08-29T12:28:01+00:00</lastmod>
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	<url>
		<loc>https://aso.mk/en/annual-report-on-the-status-and-movement-of-the-insurance-market-in-2022-2/</loc>
		<lastmod>2023-08-29T12:28:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/sednicza-odrzhana-na-24-avgust/</loc>
		<lastmod>2023-08-31T07:24:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/sq/seance-e-mbajtur-me-24-gusht/</loc>
		<lastmod>2023-08-31T07:24:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/megunarodni-standardi/</loc>
		<lastmod>2023-09-02T18:08:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/strateshki-dokumenti/</loc>
		<lastmod>2023-09-02T18:14:30+00:00</lastmod>
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	<url>
		<loc>https://aso.mk/zakon-za-restriktivni-merki-i-podzakonski-akti/</loc>
		<lastmod>2023-09-03T07:28:10+00:00</lastmod>
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	<url>
		<loc>https://aso.mk/megunarodni-organizaczii-i-naczionalni-instituczii/</loc>
		<lastmod>2023-09-03T07:28:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/mesechni-podatoczi-za-osiguruvanje-2/</loc>
		<lastmod>2023-09-04T10:38:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/sq/te-dhena-mujore-per-sigurimin-3/</loc>
		<lastmod>2023-09-04T10:39:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/za-samo-eden-mesecz-gragani-naplatija-eden-milion-evra-od-osiguruvanje-zhivot-2/</loc>
		<lastmod>2023-09-06T07:16:01+00:00</lastmod>
		<image:image>
			<image:loc>https://aso.mk/wp-content/uploads/2023/09/1.-zhivot-mk-1.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://aso.mk/wp-content/uploads/2023/09/2.-zhivot-mk.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://aso.mk/sq/per-vetem-nje-muaj-qytetaret-arketuan-nje-milion-euro-nga-sigurimet-e-jetes/</loc>
		<lastmod>2023-09-06T07:18:19+00:00</lastmod>
		<image:image>
			<image:loc>https://aso.mk/wp-content/uploads/2023/09/1.1-zhivot-alb-1.png</image:loc>
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		<image:image>
			<image:loc>https://aso.mk/wp-content/uploads/2023/09/2.2-zhivot-alb-1.png</image:loc>
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	</url>
	<url>
		<loc>https://aso.mk/mesechni-podatoczi-za-osiguruvanje-avgust-2023-godina/</loc>
		<lastmod>2023-09-12T13:30:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/sq/te-dhena-mujore-per-sigurimin-4/</loc>
		<lastmod>2023-09-12T13:30:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/sednicza-odrzhana-na-12-septemvri/</loc>
		<lastmod>2023-09-12T13:45:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/sq/seance-e-mbajtur-me-12-shtator/</loc>
		<lastmod>2023-09-12T13:46:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/vo-zhivo-ispit-za-zastapniczi-vo-osiguruvanje-teoretski-del-12-9-2023-godina/</loc>
		<lastmod>2023-09-13T11:11:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/vo-zhivo-ispit-za-brokeri-vo-osiguruvanje-teoretski-del-13-9-2023-godina/</loc>
		<lastmod>2023-09-13T11:11:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/vo-zhivo-ispit-za-zastapniczi-vo-osiguruvanje-teoretski-del-15-9-2023/</loc>
		<lastmod>2023-09-15T09:07:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/osigureniczi-vo-avgust-naplatija-nad-5-milioni-evra-od-nezhivotni-osiguruvanja/</loc>
		<lastmod>2023-09-21T08:00:34+00:00</lastmod>
		<image:image>
			<image:loc>https://aso.mk/wp-content/uploads/2023/09/1.-nezhivot-mk-avgust-1.png</image:loc>
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	</url>
	<url>
		<loc>https://aso.mk/sq/ne-gusht-te-siguruarit-arketuan-mbi-5-milione-euro-nga-sigurimet-jo-jete/</loc>
		<lastmod>2023-09-21T08:00:34+00:00</lastmod>
		<image:image>
			<image:loc>https://aso.mk/wp-content/uploads/2023/09/1.-nezhivot-alb-avgust.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://aso.mk/sednicza-odrzhana-na-20-septemvri/</loc>
		<lastmod>2023-09-21T07:51:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/sq/seance-e-mbajtur-me-20-shtator/</loc>
		<lastmod>2023-09-21T07:52:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/vo-zhivo-ispit-za-zastapniczi-vo-osiguruvanje-praktichen-del-27-9-2023-g/</loc>
		<lastmod>2023-09-27T13:34:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/sednicza-odrzhana-na-27-septemvri/</loc>
		<lastmod>2023-09-27T13:35:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/sq/seance-e-mbajtur-me-27-shtator/</loc>
		<lastmod>2023-09-27T13:35:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/vo-zhivo-ispit-za-osiguritelni-brokeri-praktichen-del-28-9-2023-godina/</loc>
		<lastmod>2023-09-28T12:59:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/vo-zhivo-ispit-za-zastapniczi-vo-osiguruvanje-praktichen-del-29-9-2023g/</loc>
		<lastmod>2023-09-29T10:32:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/konkurs-za-ucheniczi-od-osnovno-i-sredno-obrazovanie-po-povod-denot-na-osiguruvanje-%e2%80%92-1-noemvri-2023-godina/</loc>
		<lastmod>2023-10-02T07:00:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/sq/konkurs-per-nxenes-te-arsimit-fillor-dhe-te-mesem-me-rastin-e-dites-se-sigurimeve-1-nentor-te-vitit-2023/</loc>
		<lastmod>2023-10-02T07:49:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/sq/nepermjet-trajnimeve-ams-ja-do-te-ndertoje-dhe-forcoje-edukimin-financiar-te-nxenesve-te-shkollave-te-mesme-matematikaneve/</loc>
		<lastmod>2023-10-10T07:00:47+00:00</lastmod>
		<image:image>
			<image:loc>https://aso.mk/wp-content/uploads/2023/10/viber_image_2023-10-06_11-43-42-253-1.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://aso.mk/wp-content/uploads/2023/10/viber_image_2023-10-06_11-43-42-851-1.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://aso.mk/wp-content/uploads/2023/10/1-1.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://aso.mk/aso-so-obuki-ke-ja-gradi-i-zajaknuva-finansiskata-edukaczija-na-srednoshkolczi-matematichari/</loc>
		<lastmod>2023-10-10T07:46:58+00:00</lastmod>
		<image:image>
			<image:loc>https://aso.mk/wp-content/uploads/2023/10/viber_image_2023-10-06_11-43-42-253-2.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://aso.mk/wp-content/uploads/2023/10/viber_image_2023-10-06_11-43-42-851-2.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://aso.mk/wp-content/uploads/2023/10/1-2.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://aso.mk/sq/ams-ja-permes-trajnimeve-do-te-ndertoje-dhe-forcoje-edukimin-financiar-te-nxenesve-te-shkollave-te-mesme-matematikaneve/</loc>
		<lastmod>2023-10-10T07:49:00+00:00</lastmod>
		<image:image>
			<image:loc>https://aso.mk/wp-content/uploads/2023/10/viber_image_2023-10-06_11-43-42-253-3.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://aso.mk/wp-content/uploads/2023/10/viber_image_2023-10-06_11-43-42-851-3.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://aso.mk/wp-content/uploads/2023/10/1-3.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://aso.mk/vo-zhivo-ispit-za-zastapniczi-vo-osiguruvanje-teoretski-del-12-10-2023godina/</loc>
		<lastmod>2023-10-12T10:07:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/sednicza-odrzhana-na-5-oktomvri/</loc>
		<lastmod>2023-10-12T10:07:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/sq/seance-e-mbatjur-me-5-tetor/</loc>
		<lastmod>2023-10-12T10:08:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/sednicza-odrzhana-na-6-oktomvri/</loc>
		<lastmod>2023-10-12T10:08:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/sq/seance-e-mbajtur-me-6-tetor/</loc>
		<lastmod>2023-10-12T10:09:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/vo-zhivo-ispit-za-osiguritelni-brokeri-teoretski-del-13-10-2023-godina/</loc>
		<lastmod>2023-10-13T11:52:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/mesechni-podatoczi-za-osiguruvanje-septemvri-2023-godina/</loc>
		<lastmod>2023-10-16T08:57:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/sq/te-dhena-mujore-per-sigurimin-5/</loc>
		<lastmod>2023-10-16T08:59:00+00:00</lastmod>
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		<loc>https://aso.mk/sq/seance-e-mbajtur-me-12-dhjetor/</loc>
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			<image:loc>https://aso.mk/wp-content/uploads/2023/12/1.-nezhivot-mk-1.png</image:loc>
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			<image:loc>https://aso.mk/wp-content/uploads/2023/12/1.1-nezhivot-mk-1-2.png</image:loc>
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		<loc>https://aso.mk/sq/ne-nje-muaj-te-siguruarit-arketuan-9-milione-euro-nga-demet-e-mbuluara-nga-sigurimet/</loc>
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			<image:loc>https://aso.mk/wp-content/uploads/2023/12/2.nezhivot-alb.png</image:loc>
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		<loc>https://aso.mk/osiguritelnata-industrija-se-obedinuva-i-mobilizira-za-podiganje-na-nivoto-na-finansiska-pismenost/</loc>
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		<lastmod>2023-12-25T08:54:38+00:00</lastmod>
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		<loc>https://aso.mk/sq/seance-e-mbajtur-me-25-dhjetor/</loc>
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		<loc>https://aso.mk/sq/te-dhena-mujore-per-sigurimin-janar-2024/</loc>
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		<loc>https://aso.mk/zakon-za-zadolzhitelno-osiguruva-e-vo/</loc>
		<lastmod>2024-02-21T09:26:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/mesechni-podatoczi-za-osiguruvanje-nezhivot/</loc>
		<lastmod>2024-02-26T13:05:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/izveshtaj-za-rabotenjeto-na-drushtvata-za-osiguruvanje-vo-periodot-1-1-2023-31-12-2023-godina/</loc>
		<lastmod>2024-02-26T13:12:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/sq/raport-per-punen-e-shoqerive-te-sigurimeve-per-periudhen-1-1-31-12-2023/</loc>
		<lastmod>2024-02-26T13:16:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/en/report-on-business-performance-of-the-insurance-undertakings-for-the-period-1-1-31-12-2023/</loc>
		<lastmod>2024-02-26T13:18:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/sednicza-odrzhana-na-27-fevruari-2024-godina/</loc>
		<lastmod>2024-02-28T11:41:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/sq/seance-e-mbajtur-me-27-shkurt-2024/</loc>
		<lastmod>2024-02-28T11:43:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/d-r-krste-shajnoski-aso-belezhime-odlichen-period-za-osiguruvanjeto-pazarot-raste-vo-site-segmenti/</loc>
		<lastmod>2024-03-01T08:38:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/sednicza-odrzhana-na-5-mart-2024-godina/</loc>
		<lastmod>2024-03-07T08:28:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/sq/seance-e-mbajtur-me-5-mars-2024/</loc>
		<lastmod>2024-03-07T08:29:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/mesechni-podatoczi-za-osiguruvanje-fevruari-2024-godina/</loc>
		<lastmod>2024-03-12T08:32:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/sq/te-dhena-mujore-per-sigurimin-shkurt-2024/</loc>
		<lastmod>2024-03-12T08:33:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/izveshtaj-za-rabotenjeto-na-drushtvata-za-zastapuvanje-vo-osiguruvanje-od-1-1-do-31-12-2023-godina/</loc>
		<lastmod>2024-03-14T14:21:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/sq/raporti-per-volumin-dhe-permbajtjen-e-veprimtarise-te-shoqerive-per-parfaqesim-ne-sigurime-per-periudhen-1-1-31-12-2023/</loc>
		<lastmod>2024-03-14T14:22:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/en/report-on-the-scope-and-content-of-the-work-of-insurance-agencies-for-the-period-1-1-31-12-2023/</loc>
		<lastmod>2024-03-14T14:23:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/globalen-den-na-potroshuvachot-15-mart-osigurenikot-sekogash-na-prvo-mesto/</loc>
		<lastmod>2024-03-15T09:08:13+00:00</lastmod>
		<image:image>
			<image:loc>https://aso.mk/wp-content/uploads/2024/03/aso-15-mart-1.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://aso.mk/aso-po-povod-globalnata-nedela-na-parite-proshirete-gi-svoite-znaenja-od-oblasta-na-osiguruvanjeto/</loc>
		<lastmod>2024-03-18T09:26:55+00:00</lastmod>
		<image:image>
			<image:loc>https://aso.mk/wp-content/uploads/2024/03/mk.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://aso.mk/sq/ams-ja-me-rastin-e-javes-globale-te-parase-zgjeroni-njohurite-tuaja-ne-fushen-e-sigurimeve/</loc>
		<lastmod>2024-03-18T09:29:20+00:00</lastmod>
		<image:image>
			<image:loc>https://aso.mk/wp-content/uploads/2024/03/al.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://aso.mk/sq/dita-globale-e-konsumatorit-15-marsi-i-siguruari-eshte-gjithmone-i-pari/</loc>
		<lastmod>2024-03-18T09:56:05+00:00</lastmod>
		<image:image>
			<image:loc>https://aso.mk/wp-content/uploads/2024/03/aso-15-mart-alb1.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://aso.mk/en/world-consumer-rights-day-march-15-the-insured-always-comes-first/</loc>
		<lastmod>2024-03-19T10:18:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/en/in-honour-of-global-money-week-isa-expand-your-knowledge-in-the-field-of-insurance/</loc>
		<lastmod>2024-03-20T08:49:16+00:00</lastmod>
		<image:image>
			<image:loc>https://aso.mk/wp-content/uploads/2024/03/mk.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://aso.mk/nova-broshura-na-aso-osiguruvanje-imot-vo-tri-chekori/</loc>
		<lastmod>2024-03-21T10:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/sq/broshure-e-re-e-ams-se-sigurimi-i-prones-ne-tre-hapa/</loc>
		<lastmod>2024-03-21T10:00:00+00:00</lastmod>
	</url>
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		<loc>https://aso.mk/upatstvo-za-presmetka-na-sczenarija-za-ochekuvana-vrednost-na-investiczisko-portfolio/</loc>
		<lastmod>2024-03-27T08:57:42+00:00</lastmod>
	</url>
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		<loc>https://aso.mk/preporaki-i-nasoki-za-podobruvanje-primena-na-proczeduri-i-princzipi-pri-priem-vo-osiguruvanje-zhivot/</loc>
		<lastmod>2024-03-27T08:58:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/sq/rekomandime-dhe-udhezime-per-permiresimin-zbatimin-e-procedurave-dhe-parimeve-gjate-pranimit-ne-sigurimin-e-jetes/</loc>
		<lastmod>2024-03-27T09:40:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/sednicza-odrzhana-na-26-mart/</loc>
		<lastmod>2024-03-27T14:56:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/sq/seance-e-mbajtur-me-26-mars/</loc>
		<lastmod>2024-03-27T14:58:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/konkurs-za-godishna-nagrada-za-mladi-istrazhuvachi-za-najdobar-trud-od-oblasta-na-upravuvanje-so-riziczi-i-osiguruvanje-vo-republika-severna-makedonijaza-2024-godina/</loc>
		<lastmod>2024-04-03T08:06:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/sq/konkurs-per-cmimin-vjetor-per-studiuesit-e-rinj-per-punim-me-te-mire-studimor-ne-fushen-e-menaxhimit-te-rrezikut-dhe-te-sigurimeve-ne-republiken-e-maqedonise-se-veriut-per-vitin-2024/</loc>
		<lastmod>2024-04-03T08:07:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/sednicza-odrzhana-na-4-april-2024/</loc>
		<lastmod>2024-04-08T07:37:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/sq/seance-e-mbajtur-me-4-prill-2024/</loc>
		<lastmod>2024-04-08T07:39:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/mesechni-podatoczi-za-osiguruvanje-mart-2024-godina/</loc>
		<lastmod>2024-04-15T09:00:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/sq/te-dhena-mujore-per-sigurimin-mars-2024/</loc>
		<lastmod>2024-04-15T09:01:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/sednicza-odrzhana-na-22-april/</loc>
		<lastmod>2024-04-23T09:58:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/sq/seance-e-mbajtur-me-22-prill/</loc>
		<lastmod>2024-04-23T10:00:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/czirkular-za-usoglasuvanje-soglasno-chlen-9-od-pravilnikot-za-standardi-na-informacziskite-sistemi/</loc>
		<lastmod>2024-04-25T09:46:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/sq/shkrese-qarkore-per-rakordim-me-nenin-9-te-rregullores-per-standardet-ne-sistemet-e-informacionit/</loc>
		<lastmod>2024-04-25T09:47:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/izveshtaj-za-obem-i-rabota-na-osiguritelno-brokerskite-drushtva-za-period-1-1-30-6-2023/</loc>
		<lastmod>2024-04-25T09:50:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/en/report-on-the-scope-and-content-of-the-work-of-insurance-brokerage-companies-for-the-period-1-1-30-6-2023/</loc>
		<lastmod>2024-04-25T09:51:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/sq/raporti-per-volumin-dhe-permbajtjen-e-veprimtarise-te-shoqerive-per-brokerim-ne-sigurime-per-periudhen-1-1-30-6-2023/</loc>
		<lastmod>2024-04-25T09:52:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/izveshtaj-za-obem-i-rabota-na-osiguritelno-brokerskite-drushtva-za-period-1-1-30-9-2023/</loc>
		<lastmod>2024-04-25T09:53:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/en/report-on-the-scope-and-content-of-the-work-of-insurance-brokerage-companies-for-the-period-1-1-30-9-2023/</loc>
		<lastmod>2024-04-25T09:54:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/sq/raporti-per-volumin-dhe-permbajtjen-e-veprimtarise-te-shoqerive-per-brokerim-ne-sigurime-per-periudhen-1-1-30-9-2023/</loc>
		<lastmod>2024-04-25T09:55:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/izveshtaj-za-obem-i-rabota-na-osiguritelno-brokerskite-drushtva-za-period-1-1-31-12-2023/</loc>
		<lastmod>2024-04-25T09:57:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/en/report-on-the-scope-and-content-of-the-work-of-insurance-brokerage-companies-for-the-period-1-1-31-12-2023/</loc>
		<lastmod>2024-04-25T09:57:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/sq/raporti-per-volumin-dhe-permbajtjen-e-veprimtarise-te-shoqerive-per-brokerim-ne-sigurime-per-periudhen-1-1-31-12-2023/</loc>
		<lastmod>2024-04-25T09:58:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/informaczija-za-javnost-vo-vrska-so-zgolemenata-czena-na-polisite-za-zadolzhitelno-osiguruvanje-od-avtomobilska-odgovornost/</loc>
		<lastmod>2024-04-26T12:07:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/analiza-za-neopravdanosta-od-zgolemuvanjeto-na-czenite-na-polisi-za-zadolzhitelno-osiguruvanje-od-avtomobilska-odgovornost-2/</loc>
		<lastmod>2024-05-02T10:31:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/sq/analiza-per-rritjen-e-pajustifikuar-te-cmimeve-te-sigurimit-te-detyrueshem-te-pergjegjesise-automobilistike/</loc>
		<lastmod>2024-05-07T08:44:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/odluka-na-komisijata-za-osiguruvanje-od-ao-za-izmenuvanje-i-dopolnuvanje-na-tarifata-na-premii-za-osiguruvanje-od-ao-sluzhben-vesnik-br-99-od-07-05-2024-godina/</loc>
		<lastmod>2024-05-09T10:57:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/sednicza-odrzhana-na-30-april/</loc>
		<lastmod>2024-05-09T13:02:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/sq/seance-e-mbajtur-me-30-prill/</loc>
		<lastmod>2024-05-09T13:03:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/tarifa-za-izmenuvanje-i-dopolnuvanje-na-tarifata-na-premii-za-osiguruvanje-na-sopstveniczite-na-motorni-vozila-od-odgovornost-za-shteti-predizvikani-na-treti-licza-sl-vesnik-br-99-od-7-maj-2024-go/</loc>
		<lastmod>2024-05-15T13:34:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://aso.mk/tarifa-na-premii-za-osiguruvanje-na-sopstveniczite-na-motorni-vozila-od-odgovornost-za-shteti-predizvikani-na-treti-licza-prechisten-tekst-sl-vesnik-br-191-od-19-10-2018-i-br-99-od-7-5-20/</loc>
		<lastmod>2024-05-15T13:36:23+00:00</lastmod>
	</url>
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