The Insurance Supervision Agency urges the beneficiaries of insurance products and services to pay special attention to the conditions of insurance upon which they have concluded the insurance contract,(policy) given the possible exclusion of the insurer’s obligation  in the event of announcing coronavirus pandemic outbreak by the World Health Organization and declaring a state of emergency in the Republic of North Macedonia.

We advise clients and beneficiaries of insurance products and services before concluding the insurance contract always  to read carefully the terms of insurance and consult with the insurance undretakings or insurance brokers.